The Wallib VISA Card is designed so you can use your crypto in the real world, with clear, easy-to-understand costs. Here's a summary of the most important fees and limits related to its use. 👇
💵 1. Card top-up cost
You can top up your Wallib Card using your balance in:
BTC
USDT
Every time you make a top-up:
🔹 A fee of 0.1% (sell rate) + 1,000 COP + VAT is charged per card top-up.
This charge is fixed per top-up, regardless of the amount you're loading onto the card.
Crypto top-ups → get converted to COP → get credited to your card balance.
🌍 2. International purchases (in USD and other currencies)
You can use your Wallib Card to pay in USD and other currencies at any merchant worldwide that accepts VISA.
In these cases:
🌎 Purchases in USD / foreign currency:
VISA charges a 1.2% fee on the value of the purchase in foreign currency.
This fee applies when you make purchases outside Colombia or in currencies other than the Colombian peso.
🛒 3. Purchases in Colombia (in COP)
The card is designed to spend in Colombian pesos (COP) at:
Online merchants
Services and subscriptions
Any merchant that accepts COP payments with VISA
When you pay in COP:
You use the balance you previously topped up onto the card (which is in COP).
The app will show you the exact amount deducted, and if any additional fee is ever set, you'll see it before confirming.
📊 4. Daily usage limits
The Wallib Card has a daily usage limit of:
🔐 Up to 10,000 USD per day (equivalent in COP, at the current rate).
This limit applies to the total purchases you make with the card in a single day.
🎁 5. Cashback (not a cost, it's a benefit)
Although it's not a fee, it's worth mentioning because it works in your favor:
You can earn Bitcoin cashback on your card purchases.
The cashback:
Is generated on purchases over 10,000 COP.
Applies to up to 20 cashback transactions per month (with a monthly cap of up to $3,000,000 COP in eligible purchases, per the current terms and conditions).
Is deposited into your BTC wallet on Wallib once the payment is confirmed.
✅ 6. Where do I see the costs before paying?
Whenever you:
Top up the card
Make a relevant transaction
Or a fee applies
The app will show you a summary of the transaction before you confirm:
Amount
Fee (if applicable)
Total to be deducted
If something doesn't look right, you can cancel before confirming.
In summary:
1,000 COP per top-up,
1.2% on international purchases via VISA,
Daily limit of 10,000 USD,
and everything else is always shown transparently in the app, no fine print. 💳✨
If you have any questions, write to us at support@wallib.co