The Wallib VISA Card is a crypto-loaded debit card that turns your BTC and USDT into everyday purchases.

🧩 How does the Wallib Card work?

It's very simple:

You top up the card from your BTC or USDT balance.
The card's balance becomes available in Colombian pesos (COP).
You pay at any merchant that accepts VISA, in COP or in foreign currency.
Every purchase can earn you Bitcoin cashback, credited to your Wallib wallet once the payment is confirmed.

🚀 How do I activate the Wallib Card?

Create your Wallib account (iOS or Android).

Follow these steps to activate your virtual card:

Go to the Card section: from the app's home screen, tap the Card tab in the bottom menu.
Start the activation: you'll see the "Activate your Wallib Card!" screen, with a summary of its benefits: pay in COP, USD, or bitcoin anywhere in the world, and 1% cashback in Bitcoin on every purchase.
Request it: scroll down and tap "Get mine" to start the request process.
Confirm your personal details: fill out the "Confirm your details" form — full name, document type and number, address, address line 2 (optional), postal code, and department.
Accept the terms and conditions: check the box "I have read and accept the terms of use for my debit card" to continue.
Finish the request: confirm the form to complete the activation. Your virtual Wallib Card will be ready to use immediately from the Card section.

Follow these steps to top up your virtual card:

Go to the Card section: from the home screen, tap the Card icon in the bottom bar or the Card button on the main screen.
Select Top up: inside the Card section, choose the option to top up your balance.
Choose the source pocket: select whether you're topping up from your BTC, USDT, or COP balance, depending on what you have available.
Enter the amount: type in the amount you want to top up. Keep in mind that a 0.1% fee (sell rate) plus a fixed 1,000 COP + VAT fee applies to every top-up.
Confirm the transaction: review the summary (amount, fee, and source pocket) and confirm to complete the top-up.
Check your card balance: the topped-up balance becomes available in COP on your Wallib Card, ready to use right away.

You can use your Wallib Card for purchases:

🛒 Domestic: Merchants in Colombia that charge in COP (online or in person), with 0% fees.

✈️ International: Any merchant worldwide that accepts VISA, in USD or other currencies, with a 1.2% fee (charged by VISA).

📱 Mobile payments: Apple Pay and Google Pay, from your phone or smartwatch, at no extra cost.

Linking your card to Apple Pay or Google Pay lets you pay without taking out your physical card, with the biometric security of those wallets.

Daily spending limit: up to 10,000 USD (or its equivalent in COP, at the current rate).

This limit is designed to cover both your daily expenses and larger purchases, while always keeping your account under control.

Item	Cost
Card creation	$0 (no opening fee)
Top-up	0.1% (sell rate) + 1,000 COP + VAT
Domestic purchase	0%
International purchase	1.2% (VISA)
Withdrawal to your Wallib balance	0% (buy rate), no fixed fee

Every purchase returns 1% of its value in Bitcoin, automatically deposited into your Wallib wallet once the payment is confirmed.

Conditions:

You can see the details in the app:

Your Wallib Card is 100% manageable from the app:
- View transactions
- Review spending
- Monitor cashback
When you use it with Apple Pay / Google Pay, you gain:
- Biometrics
- Card tokenization
- Less exposure of your real data.

If you have any questions, write to us at support@wallib.co