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What is Wallib and what can I do with my account?

Wallib is a hybrid wallet that connects the traditional financial world with the crypto world.

Written by David Alfonzo Gauna Martinez

From a single app you can:

  • Buy and sell Bitcoin (BTC) and USD (USDT).

  • Send and receive crypto.

  • Use a rechargeable virtual VISA card funded with your crypto.

  • Receive money into international accounts in the US and Europe.

  • Trade large amounts through the OTC desk.

All with a strong focus on security, regulation, and a great user experience.


💜 One account, several pockets

When you open and verify your Wallib account, you get access to different pockets:

  • BTC Lightning Network (LN)

    • This is where the BTC you buy is credited.

    • Ideal for fast, cheap payments.

  • BTC on-chain

    • A pocket where you can self-custody: you control your private keys.

    • Built for those who want full sovereignty over their Bitcoin.

  • USDT (TRC20)

    • Digital dollars on the Tron network.

    • This is where your "USD" purchases and international deposits are credited.

    • The Polygon network will be added soon.


💸 Buy and sell crypto from Colombia

With your verified account you can:

Buy crypto with BRE-B

  • Make a COP deposit via BRE-B.

  • If you buy BTC, it's credited to your Lightning pocket.

  • If you buy USD, it's credited to your USDT (TRC20) pocket.

Buy crypto with PSE

  • Make a COP deposit via PSE.

  • If you buy BTC, it's credited to your Lightning pocket.

  • If you buy USD, it's credited to your USDT (TRC20) pocket.

Sell crypto for COP

  • Sell your BTC or USDT and withdraw in COP.

  • Withdrawals are processed via:

    • ACH (bank cycles during business hours).

    • BRE-B for faster withdrawals.


🔁 Send and receive BTC and USDT

From Wallib you can:

  • Send BTC:

    • To other Wallib users.

    • To Lightning Network (LN) addresses using invoices or email-style addresses (user@domain).

    • To on-chain addresses, if your BTC is in that pocket.

  • Receive BTC:

    • Via on-chain address.

    • Via Lightning Network (LN).

  • Send and receive USDT (TRC20):

    • Always using addresses on the Tron network (TRC20).


🌐 International accounts: US and Europe

Wallib also gives you access to:

  • SEPA / IBAN account (Europe)

  • ACH / WIRE account (US)

Deposits received through these channels are credited as USDT in your Wallib account, so you can then:

  • Keep them in digital dollars.

  • Convert them to BTC or COP whenever you need.

It's a simple way to connect international payments with the crypto world.


💳 Wallib virtual VISA card

With the Wallib virtual VISA card you can:

  • Top it up with BTC or USDT.

  • Spend in COP at online and physical merchants that accept cards.

  • Pay in USD anywhere in the world that accepts VISA.

  • Link it to Google Pay and Apple Pay.

  • Earn BTC cashback on your purchases.

It's a way to bring your crypto into everyday life: purchases, subscriptions, travel, and more.


🧾 OTC desk for large amounts

If you want to trade amounts of 10,000 USD or more, you can use Wallib's OTC desk:

  • Personalized service from our team.

  • Rate negotiation.

  • The option to authorize third-party payments (subject to KYC requirements).

Designed for high-volume users, businesses, and large one-off transactions.


🛡️ Security, KYC, and limits

To protect your account and comply with regulations, Wallib has verification (KYC) levels:

  • From basic KYC (ID + selfie)

  • Up to intermediate and advanced levels with proof of address and income, which increase your daily, monthly, and annual limits.

In addition:

  • Your on-chain BTC can be self-custodied (you control the keys).

  • BTC on LN and USDT are held in Wallib's custody, for technical and regulatory reasons.

If you have any questions, write to us at support@wallib.co

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