Overview
YRM Prop allows traders to manage up to 3 funded accounts simultaneously, using any combination of Prime and Instant Prime accounts. Managing multiple accounts can significantly increase earning potential, but each account follows its own payout rules, cycles, and limits.
It is important to understand how payout eligibility, caps, and restrictions apply independently to each account, especially with the introduction of new rules on February 1, 2026.
Important:
The 3-account limit applies only to funded accounts (Prime and Instant Prime). You may hold unlimited Starter (Challenge) accounts.
Account Limits and Allowed Combinations
Maximum funded accounts: 3 total
Any mix of Prime and Instant Prime
Instant Prime sizes: $25K, $50K, $100K, $150K
Prime sizes: $50K, $100K, $150K
Prime accounts are earned, not purchased
Live Accounts: Limited to 1 per trader once invited by Risk Management
How Payout Cycles Work Across Multiple Accounts
Each funded account is treated as completely independent.
For every account:
Qualifying trading days are tracked separately
Consistency is calculated per account
Payout caps advance independently
Payout clocks reset independently after each withdrawal
There is no pooling of days, profits, or consistency between accounts.
Qualifying Days by Account Type
Prime Accounts:
6 qualifying trading days per payout cycle
Each day must close with ≥ $150 profit
Instant Prime Accounts:
8 qualifying trading days per payout cycle
Each day must close with ≥ $150 profit
Days do not need to be consecutive.
Consistency Rules (Per Account)
Prime: 35%
Instant Prime: 20%
Each account must pass its own consistency check before a payout can be approved.
Payout Caps and Multiple Accounts
Each account follows its own payout cap progression based on:
Account type (Prime or Instant Prime)
Purchase date (before or after February 1, 2026)
Payout number (1st, 2nd, 3rd, 4th+)
Caps apply per payout, per account, not cumulatively.
Prime Accounts — Important Difference (Old vs New)
Grandfathered Prime Accounts
(Funded before February 1, 2026)
Use the original payout cap structure
No 50% profit restriction
6 qualifying days
35% consistency
Payout amount is limited only by the cap table.
New Prime Accounts
(Funded on or after February 1, 2026)
New Prime accounts are subject to two limits per payout:
Progressive payout cap, and
50% of total profit earned in that payout cycle
Your approved payout is the lower of the two.
Example:
Prime $100K account, first payout
Profit earned in cycle: $3,200
50% of profit = $1,600
Cap allows $2,000
✅ Maximum payout = $1,600
This rule applies only to new Prime accounts, not grandfathered ones.
Instant Prime Accounts (Old vs New)
Grandfathered Instant Prime
(Purchased before February 1, 2026)
No profit targets
No 50% rule
8 qualifying days
20% consistency
Uses original payout cap table
New Instant Prime
(Purchased on or after February 1, 2026)
Profit targets required
8 qualifying days
20% consistency
Updated payout caps apply
No 50% rule (Instant Prime is not subject to the 50% restriction)
Buffer and Minimums (All Accounts)
Minimum payout request: $500 per account
Required buffer: $100 must remain in the account after payout
Each account must meet these requirements independently.
Examples
Example 1 — Mixed Accounts (Old Rules)
Prime $50K (2nd payout, grandfathered) → cap $2,000
Instant Prime $100K (1st payout, grandfathered) → cap $2,000
Instant Prime $150K (4th+ payout, grandfathered) → cap $6,000
Total possible withdrawal: $10,000
(Assuming all accounts meet their own day, consistency, and buffer rules)
Example 2 — New Prime + Instant Prime
Prime $100K (new rules), profit = $3,000
50% rule limits payout to $1,500
Instant Prime $150K (new rules), cap = $3,500
Total possible withdrawal: $5,000
Each account is evaluated separately.
Requesting Payouts Across Multiple Accounts
Submit separate payout requests per account
Each account must independently meet:
Required qualifying days
Consistency rule
Cap and buffer requirements
Approved payouts can be:
Processed together
Sent to the same payment method
Completed within the standard processing window
Additional Notes
Each account’s payout clock resets independently after withdrawal
Consistency is never averaged across accounts
KYC is completed once and applies to all accounts
Strong performance across multiple accounts may accelerate Live Account consideration