Overview
Before requesting a payout, traders must meet specific eligibility requirements that demonstrate consistent performance and proper risk management. These rules apply to all funded accounts, but payout timing, consistency rules, and payout caps differ by product and purchase date.
YRM Prop offers two funded products:
Prime Accounts (earned after passing a Starter Challenge)
Instant Prime Accounts (purchased directly)
Each product follows its own payout framework.
1. Minimum Qualifying Trading Days
Prime Accounts
6 qualifying trading days required per payout cycle
Applies to all Prime accounts (new and grandfathered)
Resets after every payout
Instant Prime Accounts
8 qualifying trading days required per payout cycle
Applies to all Instant Prime accounts
Resets after every payout
Definition of a Qualifying Trading Day
A day counts only if:
At least one trade is placed, and
The day closes with net profit ≥ $150
Qualifying days:
Do not need to be consecutive
Are counted per account
Reset after every successful payout
2. Consistency Requirements
Each funded product has its own consistency threshold.
Account Type | Consistency Rule |
Starter (Challenge) | 50% |
Prime | 35% |
Instant Prime | 20% |
Formula
Highest Daily Profit ÷ Total Profit ≤ Allowed %
If the rule is not met, payouts are blocked until additional trading dilutes the largest day.
3. Account Status Requirements
To request a payout, your account must:
Have no hard breach
Be within drawdown limits
Not be under compliance review
Meet all qualifying day and consistency rules
Have completed KYC (first payout only)
4. KYC Verification
Required once, before your first payout
Completed through Rise
Strongly recommended to complete early to avoid delays
5. Minimum Payout Amount
$250 minimum payout request (all funded accounts)
PRIME ACCOUNTS — PAYOUT STRUCTURE
Prime accounts are not purchased. They are earned after passing a Starter Challenge.
Grandfathered Prime Accounts
(Funded before February 1, 2026)
Old Prime Payout Cap Table
Account Size | 1st | 2nd | 3rd | 4th+ |
$50K | $1,500 | $2,000 | $2,500 | $4,000 |
$100K | $2,000 | $2,500 | $3,000 | $5,000 |
$150K | $2,500 | $3,000 | $3,500 | $6,000 |
Rules:
6 qualifying days
35% consistency
No profit targets
No 50% rule
$100 buffer required after payout
New Prime Accounts
(Funded on or after February 1, 2026)
NEW PRIME PAYOUT RULE — VERY IMPORTANT
For new Prime accounts, payouts are limited by two constraints:
Progressive payout cap, AND
50% of total profit earned during that payout cycle
Your approved payout is the lower of the two.
New Prime Payout Cap Table
Account Size | 1st | 2nd | 3rd | 4th+ |
$50K | $1,500 | $2,000 | $2,500 | $2,750 |
$100K | $2,000 | $2,750 | $3,250 | $3,750 |
$150K | $2,500 | $3,250 | $3,750 | $4,250 |
Example — How the 50% Rule Works
Prime $100K account:
Total profit in cycle = $3,000
50% of profit = $1,500
Cap allows $2,000
✅ Max payout = $1,500 (50% rule applies)
If profit were $4,500:
50% = $2,250
Cap = $2,000
✅ Max payout = $2,000 (cap applies)
Rules summary:
6 qualifying days
35% consistency
50% of cycle profit limit
$100 buffer required
INSTANT PRIME ACCOUNTS — PAYOUT STRUCTURE
Grandfathered Instant Prime
(Purchased before February 1, 2026)
Old Instant Prime Payout Cap Table
Account Size | 1st | 2nd | 3rd | 4th+ |
$25K | $1,000 | $1,500 | $2,500 | $3,500 |
$50K | $1,500 | $2,000 | $2,500 | $4,000 |
$100K | $2,000 | $2,500 | $3,000 | $5,000 |
$150K | $2,500 | $3,000 | $3,500 | $6,000 |
Rules:
8 qualifying days
20% consistency
No profit targets
$100 buffer required
New Instant Prime
(Purchased on or after February 1, 2026)
New Instant Prime Payout Caps
Account Size | Payouts 1–3 | 4th+ |
$25K | $1,000 | $1,250 |
$50K | $2,000 | $2,500 |
$100K | $2,500 | $3,000 |
$150K | $3,000 | $3,500 |
Additional requirements:
8 qualifying days
20% consistency
Profit targets required
$100 buffer required
Buffer Requirement (All Funded Accounts)
You must leave at least $100 in the account after any payout
If your request would violate the buffer, it will be rejected
Multi-Account Payouts
Up to 3 funded accounts total (Prime + Instant Prime)
Each account follows its own payout cycle and cap
Withdrawals can be combined only if each account is independently eligible