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Common Payout Questions

Frequently Asked Questions About YRM Prop Payouts

Updated over a week ago

When will I receive my payout?

All approved payout requests are reviewed within 24 hours. Once processed through our payout partner Rise, funds typically arrive as follows:

  • Bank transfers (ACH / SEPA / wire): 1–3 business days

  • Crypto payouts (BTC, ETH, USDT, USDC): Typically within 1–2 hours, depending on network conditions

  • E-wallets (if supported by Rise in your region): Within 24 hours

Processing times may vary slightly depending on banking partners and compliance checks.


What is the minimum payout request?

The minimum payout request is $250 across all funded account types.

In addition, every payout must leave a $100 buffer in the account.

Example:

  • Account profit = $1,500

  • ❌ Requesting $1,500 would leave no buffer

  • ✅ Request $1,400 and leave $100 in the account

If the balance grows to $1,600, you may withdraw $1,500 and still keep the required buffer.


How many trading days are required before a payout?

Trading-day requirements depend on account type and reset after every payout.

  • Prime Accounts:

    • 6 qualifying trading days

    • Each day must close with ≥ $150 profit

  • Instant Prime Accounts:

    • 8 qualifying trading days

    • Each day must close with ≥ $150 profit

Qualifying days do not need to be consecutive.


What counts as a qualifying trading day?

A qualifying trading day must meet all of the following:

  • At least one executed trade

  • The day closes with $150 or more in net profit

  • The account remains in good standing (no hard breach)

Days that close below $150 profit do not count.


How does drawdown work after the first payout?

This applies primarily to Instant Prime accounts.

Instant Prime uses a Trailing Max Drawdown (EOD) that stops at the starting balance.

  • If your first payout is taken before profits reach the drawdown amount
    → After payout, the drawdown floor jumps to the starting balance and locks there

  • If your first payout is taken after profits reach or exceed the drawdown amount
    → The drawdown is already locked at the starting balance, and nothing changes

Example (Instant Prime $50K):

  • Drawdown amount = $2,000

  • Profit before payout = $1,600

  • After payout → drawdown locks at $50,000

  • Cushion above drawdown may be very small

This is why traders are encouraged to build sufficient profit before withdrawing.

Prime accounts do not have this drawdown “jump” behavior tied to payouts.


What payout methods does Rise offer?

Rise supports the following payout options:

  • Bank transfers (ACH, SEPA, international wires)

  • Cryptocurrency payouts (BTC, ETH, USDT, USDC)

  • E-wallets (where available)

All traders must register with Rise and complete KYC before their first payout to avoid delays.


Why might my payout request be delayed or rejected?

Common reasons include:

  • Not completing the required number of qualifying trading days

  • Failing the consistency rule

    • Prime: 35%

    • Instant Prime: 20%

  • Not maintaining the $100 buffer

  • Incomplete or pending KYC with Rise

  • A hard drawdown breach

  • Trading activity flagged for review by Risk Management

If a payout is delayed, you will be notified through your dashboard or support.


Do I need to complete KYC every time?

No. KYC through Rise is one-time only, unless:

  • You change payout methods

  • You update personal information

  • Compliance requests re-verification due to flagged activity


Do Live Accounts require additional verification?

Yes. Traders invited to Live Accounts must complete additional compliance and KYC checks specific to live capital trading.


Can I request a payout below my cap?

Yes. You may request any amount between $250 and your payout cap, as long as the $100 buffer is maintained.

Example:
If your cap is $2,500, you may request $800, $1,500, or $2,500.


What happens to profits above my payout cap?

Profits above your current cap remain in your account. After you receive a payout, a new payout period begins. To request another payout, you must complete a new qualification period and generate new profits.

Qualification periods by account type:

  • Prime accounts: 6 profitable trading days

  • Instant accounts: 8 profitable trading days

Take note: Only the net profit made during this new period can be withdrawn.

Important to Know

  • If you lose money after a payout, it reduces or eliminates what can be withdrawn in the next payout request.

  • Your account balance may appear higher, but the withdrawable amount is always based on net profit since your last payout.

  • Extra profit that remains on the account can still be useful — it helps build a buffer above drawdown and can support account stability, even though it may not be immediately withdrawable again.


How is my payout cap determined?

Your payout cap depends on:

  • Account type (Prime or Instant Prime)

  • Account size

  • Whether the account is grandfathered or new (post-Feb 1, 2026)

  • Which payout number you’re on (1st, 2nd, 3rd, 4th+)

Refer to the Payout Cap Structure article for full tables.


Can I manage payouts from multiple accounts?

Yes. Each funded account has its own payout cycle and cap.

Example:

  • Two $50K accounts on 2nd payout

  • Cap = $2,000 each

  • Total possible withdrawal = $4,000

Each account must individually meet its requirements.


Will my payout be taxed?

YRM Prop does not withhold taxes. Traders are responsible for reporting income according to their local tax laws. Earnings summaries can be provided upon request.

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