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Payout Eligibility Requirements

Understanding YRM Prop's Payout Qualifications

Updated over a week ago

Overview

Before requesting a payout, you must meet the eligibility requirements for your specific product.

YRM has two separate funded products with different payout timing and rules:

  • Prime (earned after passing a Starter Challenge)

  • Instant Prime (purchased directly, no challenge)

This article explains:

  • Qualifying day definition

  • Trading day requirements (Prime vs Instant Prime)

  • Consistency rules

  • Grandfathering (before Feb 1 vs Feb 1+)

  • Payout caps (old vs new tables)

  • $100 buffer rule

  • KYC (Rise)


Definition: What is a “Qualifying Day”

A qualifying day is a day where:

  • You place at least one executed trade, and

  • You finish the day with net profit of at least $150

Only qualifying days count toward payout eligibility.

Qualifying days:

  • Do not need to be consecutive

  • Reset after each payout (new cycle starts after every payout)


Minimum Qualifying Days Required (by product)

Prime

  • 6 qualifying days required per payout cycle

  • Applies to all Prime accounts (including grandfathered accounts)

  • Cycle resets after each payout

Instant Prime

  • 8 qualifying days required per payout cycle

  • Applies to all Instant Prime accounts (including grandfathered accounts)

  • Cycle resets after each payout


Consistency Requirements (by product)

Consistency is measured by how much of your total profit comes from your biggest day.

Formula: Highest single-day profit ÷ Total profit

  • Starter Challenge: 50% consistency (evaluation only, no payouts)

  • Prime: 35% consistency

  • Instant Prime: 20% consistency

If you fail consistency, you don’t lose profits — you just need to keep trading and build more balanced profit until you meet the threshold.


General Requirements (all funded payouts)

To request any payout, your account must be:

  • In good standing (no hard breach)

  • Not under compliance review

  • KYC approved if it’s your first payout (Rise)

Minimum payout amount

  • $250 minimum payout request

$100 buffer rule (required)

Every payout must leave at least $100 remaining in the account after withdrawal.

Example:

  • $50K account balance is $51,500

  • ❌ Withdraw $1,500 → leaves $50,000 (fails buffer)

  • ✅ Withdraw $1,400 → leaves $50,100 (passes buffer)


Grandfathering Rule (February 1, 2026)

Prime

  • Prime accounts funded before Feb 1, 2026 stay on the old payout cap structure

  • Prime accounts funded on or after Feb 1, 2026 follow the new Prime payout cap structure

  • All Prime accounts use 6 qualifying days

Instant Prime

  • Instant Prime purchased before Feb 1, 2026 stays on the old rules (no profit targets) and the old cap table

  • Instant Prime purchased on or after Feb 1, 2026 follows the new rules, including profit targets + new cap table

  • All Instant Prime accounts use 8 qualifying days


PRIME PAYOUT CAPS (No $25K Prime)

Prime payout cap rules (Feb 1+ update)

For Prime accounts funded on or after Feb 1, 2026:

  • 50% payout cap applies per payout request, up to the payout cap table

  • No profit targets

  • 6 qualifying days

  • 35% consistency

What “50% payout cap” means

Your payout request cannot exceed 50% of the profits earned in that payout cycle, even if the cap table is higher.

Example:

  • You finish your Prime payout cycle with $3,000 profit

  • 50% of $3,000 = $1,500

  • Even if your cap allows $2,000, your max payout is $1,500 (plus buffer rule still applies)


Prime cap table — OLD (Prime funded before Feb 1, 2026)

Account Size

1st Payout

2nd Payout

3rd Payout

4th+ Payout

$50K

$1,500

$2,000

$2,500

$4,000

$100K

$2,000

$2,500

$3,000

$5,000

$150K

$2,500

$3,000

$3,500

$6,000

Prime cap table — NEW (Prime funded on or after Feb 1, 2026)

Account Size

1st Payout

2nd Payout

3rd Payout

4th+ Payout

$50K

$1,500

$2,000

$2,500

$2,750

$100K

$2,000

$2,750

$3,250

$3,750

$150K

$2,500

$3,250

$3,750

$4,250

Caps are per payout request, not lifetime totals.


INSTANT PRIME PAYOUT CAPS (Includes $25K)

Instant Prime profit target requirement (new accounts only)

This applies only to Instant Prime purchased on or after Feb 1, 2026.

  • $25K: first payout requires $1,500 profit, then $1,000 after

  • $50K: first payout requires $3,000 profit, then $2,000 after

  • $100K: first payout requires $5,000 profit, then $3,500 after

  • $150K: first payout requires $8,000 profit, then $5,000 after

Instant Prime also requires:

  • 8 qualifying days (≥ $150/day)

  • 20% consistency

  • $100 buffer


Instant Prime cap table — OLD (Purchased before Feb 1, 2026)

This is the cap structure you attached.

Account Size

1st Payout

2nd Payout

3rd Payout

4th+ Payout

$25K

$1,000

$1,500

$2,500

$3,500

$50K

$1,500

$2,000

$2,500

$4,000

$100K

$2,000

$2,500

$3,000

$5,000

$150K

$2,500

$3,000

$3,500

$6,000

Instant Prime cap table — NEW (Purchased on or after Feb 1, 2026)

Account Size

Payouts 1–3

4th+ Payout

$25K

$1,000

$1,250

$50K

$2,000

$2,500

$100K

$2,500

$3,000

$150K

$3,000

$3,500


Cycle reset after every payout (both products)

After a payout is approved:

  • Your qualifying-day counter resets

  • You start a new payout cycle

  • You must again meet the required qualifying days, consistency, caps, and buffer

Prime: 6 qualifying days per cycle
Instant Prime: 8 qualifying days per cycle


KYC (Rise)

  • Required for your first payout only

  • Must be completed and approved before funds are released

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