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Payout Eligibility Requirements

Understanding YRM Prop's Payout Qualifications

Overview

Before requesting a payout, you must meet the eligibility requirements for your specific product.

YRM has two separate funded products with different payout timing and rules:

  • Prime (earned after passing a Starter Challenge)

  • Instant Prime (purchased directly, no challenge)

This article explains:

  • Qualifying day definition

  • Trading day requirements (Prime vs Instant Prime)

  • Consistency rules

  • Grandfathering (before Feb 1 vs Feb 1+)

  • Payout caps (old vs new tables)

  • $100 buffer rule

  • KYC (Rise)


Definition: What is a “Qualifying Day”

A qualifying day is a day where:

  • You place at least one executed trade, and

  • You finish the day with net profit of at least $150

Only qualifying days count toward payout eligibility.

Qualifying days:

  • Do not need to be consecutive

  • Reset after each payout (new cycle starts after every payout)


Minimum Qualifying Days Required (by product)

Prime

  • 6 qualifying days required per payout cycle

  • Applies to all Prime accounts (including grandfathered accounts)

  • Cycle resets after each payout

Instant Prime

  • 8 qualifying days required per payout cycle

  • Applies to all Instant Prime accounts (including grandfathered accounts)

  • Cycle resets after each payout


Consistency Requirements (by product)

Consistency is measured by how much of your total profit comes from your biggest day.

Formula: Highest single-day profit ÷ Total profit

  • Starter Challenge: 50% consistency (evaluation only, no payouts)

  • Prime: 35% consistency

  • Instant Prime: 20% consistency

If you fail consistency, you don’t lose profits — you just need to keep trading and build more balanced profit until you meet the threshold.


General Requirements (all funded payouts)

To request any payout, your account must be:

  • In good standing (no hard breach)

  • Not under compliance review

  • KYC approved if it’s your first payout (Rise)

Minimum payout amount

  • $250 minimum payout request

$100 buffer rule (required)

Every payout must leave at least $100 remaining in the account after withdrawal.

Example:

  • $50K account balance is $51,500

  • ❌ Withdraw $1,500 → leaves $50,000 (fails buffer)

  • ✅ Withdraw $1,400 → leaves $50,100 (passes buffer)


Grandfathering Rule (February 1, 2026)

Prime

  • Prime accounts funded before Feb 1, 2026 stay on the old payout cap structure

  • Prime accounts funded on or after Feb 1, 2026 follow the new Prime payout cap structure

  • All Prime accounts use 6 qualifying days

Instant Prime

  • Instant Prime purchased before Feb 1, 2026 stays on the old rules (no profit targets) and the old cap table

  • Instant Prime purchased on or after Feb 1, 2026 follows the new rules, including profit targets + new cap table

  • All Instant Prime accounts use 8 qualifying days


PRIME PAYOUT CAPS

Prime payout cap rules (Feb 1+ update)

For Prime accounts funded on or after Feb 1, 2026:

  • 50% payout cap applies per payout request, up to the payout cap table

  • No profit targets

  • 6 qualifying days

  • 35% consistency

What “50% payout cap” means

Your payout request cannot exceed 50% of the profits earned in that payout cycle, even if the cap table is higher.

Example:

  • You finish your Prime payout cycle with $3,000 profit

  • 50% of $3,000 = $1,500

  • Even if your cap allows $2,000, your max payout is $1,500 (plus buffer rule still applies)


Prime cap table — OLD (Prime funded before Feb 1, 2026)

Account Size

1st Payout

2nd Payout

3rd Payout

4th+ Payout

$50K

$1,500

$2,000

$2,500

$4,000

$100K

$2,000

$2,500

$3,000

$5,000

$150K

$2,500

$3,000

$3,500

$6,000

Prime Cap Table — NEW

(Prime funded on or after Feb 1, 2026)

Account Size

1st Payout

2nd Payout

3rd Payout

4th+ Payout

$25K

$800

$800

$800

$800

$50K

$1,500

$2,000

$2,500

$2,750

$100K

$2,000

$2,750

$3,250

$3,750

$150K

$2,500

$3,250

$3,750

$4,250

Caps are per payout request, not lifetime totals.


INSTANT PRIME PAYOUT CAPS (Includes $25K)

Note: Instant Prime accounts were discontinued on July 13, 2026 and are no longer available for purchase. If you already have an Instant Prime account, nothing changes for you. Your account remains active, fully supported, and you may continue trading under the same rules, conditions, and payout structure as before.

Instant Prime profit target requirement (new accounts only)

This applies only to Instant Prime purchased on or after Feb 1, 2026.

  • $25K: first payout requires $1,500 profit, then $1,000 after

  • $50K: first payout requires $3,000 profit, then $2,000 after

  • $100K: first payout requires $5,000 profit, then $3,500 after

  • $150K: first payout requires $8,000 profit, then $5,000 after

Instant Prime also requires:

  • 8 qualifying days (≥ $150/day)

  • 20% consistency

  • $100 buffer


Instant Prime cap table — OLD (Purchased before Feb 1, 2026)

This is the cap structure you attached.

Account Size

1st Payout

2nd Payout

3rd Payout

4th+ Payout

$25K

$1,000

$1,500

$2,500

$3,500

$50K

$1,500

$2,000

$2,500

$4,000

$100K

$2,000

$2,500

$3,000

$5,000

$150K

$2,500

$3,000

$3,500

$6,000

Instant Prime cap table — NEW (Purchased on or after Feb 1, 2026)

Account Size

Payouts 1–3

4th+ Payout

$25K

$1,000

$1,250

$50K

$2,000

$2,500

$100K

$2,500

$3,000

$150K

$3,000

$3,500


Cycle reset after every payout (both products)

After a payout is approved:

  • Your qualifying-day counter resets

  • You start a new payout cycle

  • You must again meet the required qualifying days, consistency, caps, and buffer

Prime: 6 qualifying days per cycle
Instant Prime: 8 qualifying days per cycle


KYC (Rise)

  • Required for your first payout only

  • Must be completed and approved before funds are released

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