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Payout Eligibility Requirements

Understanding YRM Prop's Payout Qualifications

Updated over 2 weeks ago

Overview

Before requesting a payout, traders must meet specific eligibility rules that prove consistent performance and risk management. These ensure payouts are sustainable and fair for all.


Minimum Trading Days Requirement

All Account Types:

  • Minimum 10 trading days required (resets after every payout)

  • A day counts only if:

    • You place at least one trade, and

    • The day ends profit ≥ $150

  • Trading days do not need to be consecutive

Note: The trading-day requirement resets after each payout. You must complete a fresh 10-day cycle every time.


Consistency Requirements

To qualify for payouts, you must maintain consistent trading performance:

  • Instant Prime Accounts: 20% consistency rule

  • Prime Accounts: 35% consistency rule

  • Starter (Challenge): 50% rule (evaluation phase)

Formula

Single Day Concentration = Highest Daily Profit ÷ Total Profit


KYC Verification Requirements

  • First-time payouts: Complete KYC verification via Rise

  • Tip: Register early with Rise so your first payout is seamless


Active Account in Good Standing

Your account must be:

  • Not in violation of trading rules

  • Within drawdown rules (no hard breach)

  • Not under an active compliance review

  • KYC (for first payout) approved


Available Profit Within Cap Limits

You can withdraw profits up to the progressive cap structure based on:

  • Your account size

  • Which payout number you’re on (1st, 2nd, 3rd, 4th+)

Minimum payout request: $500 (applies to all accounts)

Account Size

1st Payout

2nd Payout

3rd Payout

4th+ Payout

$25K

$1,000

$1,500

$2,500

$3,500

$50K

$1,500

$2,000

$2,500

$4,000

$100K

$2,000

$2,500

$3,000

$5,000

$150K

$2,500

$3,000

$3,500

$6,000

Caps are per payout, not cumulative.


Buffer Requirement (All Accounts)

  • Every payout must leave at least $100 in the account

  • If your request would drop the balance below starting balance + $100, reduce the request or grow the balance first

Quick example:

  • $50K account; profit = $1,500 → balance $51,500

  • ❌ Request $1,500 (would leave only $50,000; no $100 buffer)

  • ✅ Either request $1,400 now or grow balance to $51,600 and request $1,500


First-Payout Drawdown Behavior (Instant Prime)

For Instant Prime, drawdown is Trailing Max Drawdown (EOD) that stops at the starting balance.

  • If your first payout is requested before profits reach the drawdown amount

    • After payout, the hard-breach floor jumps to the starting balance immediately and locks there

  • If your first payout is requested after profits ≥ drawdown amount

    • The floor is already locked at starting balance; no change

Thresholds to avoid the “jump” (profit ≥ drawdown):

  • $25K: $1,250

  • $50K: $2,000

  • $100K: $4,000

  • $150K: $6,000


🔍 Payout Scenarios (with Buffer & Drawdown)

Scenario A — Instant Prime $50K, profit < $2,000 (floor jumps)

  • Balance before payout: $51,600 (profit $1,600)

  • EOD trailing floor = $49,600 (=$51,600 − $2,000)

  • Trader requests $1,500

  • Buffer check: $51,600 − $1,500 = $50,100 ✅ leaves $100 buffer

  • After payout:

    • Hard-breach floor jumps to $50,000 (because profit < $2,000) and locks there

    • New cushion above hard floor = $100 only → extremely tight!

    • Any $100 intraday losshard breach

Takeaway: If you withdraw before hitting $2,000 profit, your floor is forced up to the starting balance. Keep a larger cushion than $100.


Scenario B — Instant Prime $50K, profit ≥ $2,000 (no change)

  • Balance before payout: $52,300 (profit $2,300)

  • Floor already locked at $50,000 (cap reached)

  • Request $2,000 payout

  • Buffer check: $52,300 − $2,000 = $50,300

  • After payout:

    • Floor remains $50,000 (no change)

    • Cushion above floor = $300

Takeaway: Reaching the drawdown threshold before the first payout avoids the “jump” effect and leaves more breathing room.


Scenario C — Prime $100K (consistency + cap + buffer)

  • 10 qualified days (≥ $150/day), 35% consistency met

  • Total profit: $3,100

  • On 1st payout, cap = $2,000, min payout = $500

  • Request $2,000 payout

  • Buffer check: Must leave $100 in the account post-payout

  • If balance $103,300 → $103,300 − $2,000 = $101,300 ✅ buffer satisfied

  • Payout approved within processing window


Scenario D — Multi-Account Combined Payouts

  • Trader has three $150K accounts, all at 4th+ payout

  • Cap per account = $6,000

  • Combined possible withdrawal = $18,000 (subject to each account meeting its own 10-day, consistency, buffer, and KYC rules)


Multiple Account Considerations

If you manage multiple accounts:

  • Each account has its own 10-day cycle, $500 minimum, cap stage, and buffer requirement

  • You can combine withdrawals across accounts once each account is individually eligible


Checking Your Eligibility

In your YRM Prop dashboard:

  1. Log in → My Accounts

  2. Select the account

  3. Open Payout Eligibility to view days, consistency, and cap status


Key Takeaways

  • 10 profitable days (≥ $150/day) required each payout cycle

  • Consistency: 50% (Starter), 35% (Prime), 20% (Instant Prime)

  • Minimum payout = $500 (all accounts)

  • $100 buffer must remain after each payout

  • Instant Prime first payout:

    • Profit < drawdown → floor jumps to start post-payout

    • Profit ≥ drawdown → floor already locked at start (no change)

  • Caps apply per account and grow by payout number

  • KYC via Rise required once (first payout)

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