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Understanding Trailing Drawdown in Instant Prime Accounts

What is Trailing Drawdown?

Updated over 2 months ago

Trailing drawdown is a dynamic risk management metric used by YRM Prop to protect trading capital while allowing for account growth. Unlike fixed drawdowns that remain static, trailing drawdown adjusts based on your highest account balance, creating a "floating" limit that moves upward as your account grows.

How Trailing Drawdown Works in Instant Prime

Each Instant Prime account has a specific trailing drawdown amount:

  • $25K account: $1,250 trailing drawdown

  • $50K account: $2,000 trailing drawdown

  • $100K account: $4,000 trailing drawdown

  • $150K account: $6,000 trailing drawdown

This amount is initially calculated from your starting balance. As your account value increases, the drawdown threshold adjusts upward to protect your growing equity.

The Trailing Mechanism Explained

The trailing mechanism works by:

  1. Monitoring your highest achieved account balance

  2. Setting your drawdown limit relative to that high-water mark

  3. Moving the limit upward as new highs are achieved

  4. Never moving the limit downward, even if your account value falls

Examples with Different Account Sizes

Example 1: $50K Instant Prime Account

  • Starting balance: $50,000

  • Trailing drawdown: $2,000

  • Initial drawdown limit: $48,000 ($50,000 - $2,000)

Scenario A: Account Growth

  • Day 1: Account grows to $51,500

  • New drawdown limit: $49,500 ($51,500 - $2,000)

  • Day 2: Account grows to $53,000

  • New drawdown limit: $51,000 ($53,000 - $2,000)

If your account subsequently falls to $51,200, you remain within your drawdown limit. The limit does not move downward with account value decreases.

Scenario B: Account Decline

  • Starting at $53,000 with limit at $51,000

  • Day 3: Account falls to $50,800

  • You're still within limits ($50,800 > $51,000)

  • Day 4: Account falls further to $50,600

  • You're now in violation ($50,600 < $51,000)

  • Result: Account flags for soft breach

Example 2: $100K Instant Prime Account

  • Starting balance: $100,000

  • Trailing drawdown: $4,000

  • Initial drawdown limit: $96,000

Growth and Recovery Scenario

  • Account grows to $110,000

  • New drawdown limit: $106,000 ($110,000 - $4,000)

  • Account drops to $107,000 (still safe)

  • Account drops to $105,500 (soft breach)

End-of-Day Evaluation

For Instant Prime accounts, trailing drawdown is evaluated at the end of each trading day (4:00 PM ET/market close). This means:

  1. Intraday fluctuations below your drawdown limit are permitted

  2. Only your account value at market close is used for drawdown evaluation

  3. You can temporarily exceed drawdown limits during the day if you recover by market close

Managing Trailing Drawdown Effectively

To successfully manage your account's trailing drawdown:

  1. Monitor your high-water mark: Always know your account's highest value and calculate your current drawdown limit

  2. Adjust position sizes: As your account grows, consider reducing position sizes to protect your new high-water mark

  3. Take strategic profits: Consider securing profits to stabilize your account value below significant new highs

  4. Use daily accounting: Track your end-of-day balances to understand your exact drawdown limit

Understanding and respecting the trailing drawdown mechanism is crucial for long-term success with your Instant Prime account and progression toward live trading opportunities with YRM Prop.

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