Accounts are reviewed on a monthly basis to determine eligibility for a potential credit limit increase.
During this review, we take into account a range of factors, such as:
- Your payment history (making at least the minimum payment on time each month)
- How much of your available credit you are using
- Overall account activity and responsible card usage
These reviews happen automatically, and we do not apply increases on request. If your account qualifies, we will notify you directly when an increase is applied.
How do I get a credit limit increase?
This explains how we determine eligibility for credit limit increases