We know it’s important to make the most of your money — even when it’s not invested. That’s why CUSP offers idle cash interest.
Here’s how it works:
Any uninvested cash sitting in your CUSP account can earn up to 2.75% annual interest.
Interest is calculated daily on your cash balance.
Earnings are paid monthly and automatically credited to your account.
You’re always in control — you can enable or disable interest at any time.
This means your money never just sits still. Whether you’re waiting to invest or keeping some cash on hand, it continues to grow in the background.
Step 1: Go to your Portfolio dashboard
Log in to the CUSP app.
From the main menu, select Portfolio.
Scroll to the Cash section.
Step 2: Enable interest on cash
Tap on Enable idle cash
Review the details (APR, amount earned, payout date).
Tap Enable interest on cash.
Step 3: Track your earnings
Once enabled, you’ll see:
Accrued this month – interest earned so far
Next payday – when your next payment will be credited
Total interest paid – lifetime interest earnings
Optional: Disable interest (Shariah compliance)
If you prefer not to earn interest for faith-based or personal reasons, you can disable it anytime:
Open View details.
Tap Disable.
Confirm your choice.
You can always re-enable it later.
Key things to know
Rate: Up to 2.75% APR
Calculation: Daily, paid monthly
Control: Enable or disable anytime
Note: Idle cash interest is not Shariah-compliant — disable if you wish to stay aligned with Islamic finance principles