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Canadian Phone Number & Payee Contact Details

Why Chexy requires a Canadian phone number for verification, and how payee email/phone details work for different payment methods.

Why Does Chexy Require a Canadian Phone Number?

Chexy requires a valid Canadian phone number for security and compliance purposes.

You must have:

  • A Canadian phone number

  • SMS verification capability

Why Is This Required?

A Canadian phone number is required for:

  • Identity verification

  • Account authentication

  • Fraud prevention protocols

SMS verification is part of our security framework and cannot be bypassed.

Can I Use an International Number?

No. International phone numbers are not supported for verification at this time. If you do not have a Canadian phone number, you will not be able to complete account verification.


What Is My Payee's Email or Phone Number?

It depends on the payment method you are using.

For Interac e-Transfer

You must use your payee's correct email address or phone number. Please contact your payee directly to confirm their preferred Interac contact details. Incorrect Interac information may result in delivery issues.

For Bill Pay or PAD

The email or phone number entered does not affect how the payment is processed. For these payment types:

  • Contact details are collected for compliance purposes only

  • Payments are routed using banking network information, not the email field

If an email appears pre-filled and looks incorrect, you do not need to worry. It does not impact delivery for Bill Pay or PAD payments.

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