What Is the Rogers Mastercard Cash Back Offer?
Pay your personal bills through Chexy with an eligible Rogers Red credit card and get cash back on the payment — your card's usual cash back rate, plus a limited-time bonus on top.
How It Works
Add your bill to Chexy — Rent, tuition, property tax, utilities, insurance and most other recurring bills qualify. Some payees may not qualify.
Link your eligible Rogers Red card, once — Rogers Red World Legend™ Mastercard, Rogers Red World Mastercard®, Rogers Red World Elite® Mastercard or Rogers Red World Elite® Business Mastercard.
Pay on the Chexy website — Chexy charges your card, then sends the money to your payee by Interac e-Transfer, Bill Pay or Pre-Authorized Debit (PAD).
Get cash back — Your card's usual cash back rate applies, plus — for a limited time — an extra 1% bonus.
Cash Back Rates by Card
Card | Rate with an eligible Rogers, Fido, Shaw or Comwave service | Rate without an eligible service | Limited-time +1% bonus reward limit |
Rogers Red World Legend™ Mastercard | 2% | 1.5% | $25,000 in Chexy payments |
Rogers Red World Mastercard® | 2% | 2% in USD, 1% on everything else | $10,000 in Chexy payments |
Rogers Red World Elite® Mastercard | 2% (3% in USD) | 1.5% (3% in USD) | $10,000 in Chexy payments |
Rogers Red World Elite® Business Mastercard | 2% | See your Rogers Bank card terms | $10,000 in Chexy payments |
The +1% bonus applies to Chexy payments charged and posted to your eligible Rogers Red card account between November 11, 2026 at 12:01 a.m. EST and May 10, 2027 at 11:59 p.m. EST.
Separately, each card also has its own annual cash back cap set by Rogers, which covers all eligible purchases and not just Chexy payments: Rogers Red World Mastercard resets at $26,000/year, Rogers Red World Elite Mastercard at $61,000/year, both dropping to a 1% base rate after that until the account's reset date. Rogers Red World Legend Mastercard has no annual cap.
What You Can Pay With It
Rent, tuition, property tax, utilities, insurance and most other recurring bills. Some payees may not qualify, and the list of eligible payees is at Chexy's discretion.
What Chexy Costs
Chexy charges a non-refundable 1.75% service fee to run a bill through your credit card. The fee is charged in addition to the payment amount, may vary by payment method, and is subject to change. That fee is waived on your first payment if you're new to Chexy. If you're on Chexy Essential, the fee is reduced to 1.65%; on Chexy Plus, it's reduced to 1.5%.
Chexy generally charges your card about three calendar days before your scheduled payment due date. The Chexy fee counts toward your card's bonus reward limit.
How Does the "Up to 3%" Work?
Your card's usual cash back rate applies to eligible Chexy payments, with an eligible Rogers, Fido, Shaw or Comwave service — that's 2% for all eligible cards. For a limited time, eligible payments earn an additional 1% bonus on top, up to the bonus reward limit for your card. Together that's up to 3%.
What Is the Bonus Reward Limit, and How Is It Different From My Rogers Cap?
There are two different limits, and they're easy to mix up:
Chexy's limited-time +1% bonus reward limit — a one-time ceiling ($10,000 or $25,000 depending on card) across the whole offer period, November 11, 2026 to May 10, 2027. It applies only to the extra 1% bonus, not to your card's standard earn rate. Once you reach it, Chexy payments stop earning the extra 1%.
Your Rogers card's own annual cash back cap — resets every year on your account's reset date, and applies to all eligible purchases, not just Chexy payments. It's unrelated to the bonus reward limit. If other spending already used up this annual cap, your card earns its 1% base rate on Chexy payments too — but the +1% bonus still applies on top of that, until you reach the bonus reward limit.
The bonus reward limit is tracked per account, not per card. Chexy payments made by the primary cardholder and any authorized users all count toward the same limit, and so does the 1.75% Chexy fee.
Who Is Eligible for the Bonus?
You must pay with an eligible Rogers Red credit card on the Chexy website.
The Chexy payment must be charged and posted to your Rogers Red card account during the offer period.
Your Rogers Bank account must be active and in good standing — not closed, blocked, suspended or delinquent — at the time the bonus is applied.
When Will I Get My 1% Bonus, and Where Can I See It?
If you meet the eligibility requirements, Rogers Bank should add the bonus within 5 months of your payment.
The bonus won't appear on your credit card statement. Instead, you can see it in Rogers Bank online banking or the Rogers Bank app, under the Rewards menu > Earned Rewards History. It's included in your "Rewards earned" total and on the Chexy transaction line, where the "Cash Back Earned" column shows two amounts: your base rewards, labelled "rewards earned", and the bonus, labelled "Chexy Bonus" ("Prime Chexy" in French).
How Will Chexy Payments Appear on My Rogers Card?
Chexy payments show up as a regular purchase. The merchant name starts with "Chexy" — for example, Chexy Rent, Chexy Utilities, Chexy Insurance, Chexy University or Chexy Tax Authority.
What Happens If I Switch to a Different Rogers Card?
If the primary cardholder switches to a different eligible card during the offer period, the payments already counted toward the bonus reward limit reset, and the new card's limit applies.
If you switch back to an eligible card you already held during the offer period, that card's limit applies again, but the payments already counted toward it don't reset.
Does a Chexy Payment Count as an "Eligible Rogers Purchase"?
No. Rogers has a separate, richer rewards category for purchases made directly with Rogers, Fido or Shaw. A bill paid through Chexy only earns the standard bill-pay cash back rate described above — it doesn't qualify for that separate category.
Will My Cash Back Be Worth Less Later in the Offer Period?
Possibly, depending on when you redeem. Rogers is discontinuing its 1.5x redemption bonus on November 18, 2026 — inside this offer's window. The earn rate on Chexy payments doesn't change, but points redeemed after that date convert at the standard rate instead of 1.5x, so the same earned cash back is worth less if redeemed after November 18 versus before.
How Long Does the Offer Last?
The +1% bonus applies to Chexy payments charged and posted between November 11, 2026 at 12:01 a.m. EST and May 10, 2027 at 11:59 p.m. EST. After that, eligible payments keep earning your card's usual rate (2% with an eligible service).
Who Should I Contact?
Chexy questions — setting up your account, adding a payee, payment status or redeeming Chexy Cash: contact our support team through the chat icon in your Chexy account, or email rogers@chexy.co.
1% bonus cash back questions — including if you haven't received your bonus after 5 months: contact Rogers Bank by calling the number on the back of your card.
