For Interac e-Transfer payments, Chexy requires 5 business days from activation and 4 business days from when your credit card is charged before the payment is sent.
📅 E-Transfers are issued 365 days a year, including weekends and holidays. However, since credit cards are only charged on business days, this can affect when the charge occurs, depending on when you activate your payment.
Interac e-Transfer Processing Timeline
5 Business Days Before Payment Date: Your payment must be activated to meet processing deadlines.
4 Business Days Before Payment Date: Your credit card is charged at 4am ET to ensure funds settle in time.
Payment Due Date – 12 PM ET: The Interac e-Transfer is sent to the recipient.
Interac Delivery Time: While transfers are typically fast, Interac may take up to 6–8 hours to deliver the email notification to the recipient.