A P2P transfer (also called a Deblock to Deblock or internal transfer) is a transfer between two Deblock accounts. It's instant and completely free.
How do I send one?
Always use the recipient's Deblock tag - not their IBAN.
⚠️ If you use an IBAN, the transfer won't be processed as an internal transfer. It'll go through as a regular SEPA transfer instead, which means it can take longer to arrive.
Quick tip: using the Deblock tag is the only way to make sure your transfer is instant and free.
How long does it take?
Instantly. In most cases the money lands in the recipient's account right away.
Occasionally a transfer can take a little longer to process - usually no more than 1 business day. You'll see the update in your app as soon as it's finalised.