Skip to main content

Are there any fees for making card payments?

Deblock charges no fees for card payments 💳.

However, if the merchant is charging you in a currency that you don't hold in your account, a fee applies for the necessary currency exchange. The exchange itself is performed automatically and instantly by the card issuer.

You get a free allowance first though:

  • Everyone gets €500/month with zero FX markup

After that, fees depend on your plan:

  • Standard: 0.5% on weekdays, 1% on weekends

  • Premium: 0% markup — always, including weekends

💡 Previously, a 0.5% markup applied to all FX spending and was refunded at year-end. That's now been replaced with this monthly allowance system — so you benefit straight away every month instead.

Did this answer your question?