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How long does it take to send a transfer?

We always try to send your SEPA transfers as fast as possible, so the money reaches the recipient’s account right away. 🚀

Here’s what to expect:

  • SEPA Instant: Usually arrives within seconds, as long as both banks support SEPA Instant. Occasionally it can take up to 30 minutes due to processing delays.

  • Regular SEPA: If the recipient’s bank doesn’t support SEPA Instant, or the amount is above the SEPA Instant limit, the transfer is sent as Regular SEPA and can take up to 2 business days. Regular SEPA isn’t processed on weekends or public holidays.


Why might my transfer take longer?

  • The recipient’s bank doesn’t support SEPA Instant, or it wasn’t available at the time.

  • The amount is above the SEPA Instant limit.

  • One of the banks is carrying out additional checks.

  • The recipient’s bank (or SEPA itself) is experiencing technical issues or maintenance.


Before you send

👀 Always double-check your beneficiary’s details (name and IBAN) before confirming a transfer. Transfers sent to the wrong account can’t always be recovered.

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