Using the Illustrator
The Illustrator is a tool available to financial advisors. It serves as a financial planning tool to simulate scenarios with their clients. Simply click the “Illustrator” tab on the left-hand menu. Below is a step-by-step guide to help you create an illustration.
You should find our Illustrator very intuitive & simple to use. We are permanently deploying new features and improvements. Suggestions are welcome!
Client Information
Start by entering the full name(s) of the account holder(s).
Product Selection
Select the type of product:
My : Savings Strategy (for regular contributions)
My : Investment Strategy (for single contributions)
Contribution Details
For both products, you’ll need to enter the contribution amount.
My : Savings Strategy: Specify the frequency (monthly, quarterly, semi-annually, or annually) and the term (between 5 and 20 years) of the contribution commitment.
My : Investment Strategy: Indicate an estimated investment term (minimum 5 years). This is not a binding commitment, but used for projection purposes. Product costs are deducted within this period.
Risk Profile & Illustration Rate
Choose a strategy based on the client's risk profile. Default options include:
Aggressive – 9% p.a.
Balanced – 7% p.a.
Cautious – 5% p.a.
Alternatively, you can set a custom rate between 3% and 9% p.a.
Single Contributions
You can add single contributions at any stage using the “Add single contribution” button at the bottom of the page.
Savings Strategy: Add both initial and future single contributions.
Investment Strategy: Only future single contributions can be added. These are not considered a formal commitment.
Commission Waiver (Optional)
To reduce the product cost for the client, you can opt to rebate part or all of your commission.
Click the commission rebate icon (top right, next to “Create Illustration”).
Choose to rebate 50% or 100%.
Specify the rebate under the relevant sections:
“Contribution” for regular contributions
“Single Contribution” for single contributions
If both contribution types are present, each rebate must be entered separately.