Introduction
Hello and welcome to Karta!
Thank you for registering with us. We’re excited to help you streamline your finances and take control of your projects and teams.
With Karta, you can:
Accept payments and pay bills effortlessly
Create budgets and issue cards
Collaborate seamlessly with your team
Manage invoices and receive income from partner networks and payment gateways
Set budgets by teams, projects, or ad campaigns, and empower your teams to self-manage.
Simplify your finance management and keep everything under control by attaching your projects and teams to a Budget.
We’re here to make your financial management easier and more efficient.
Key Actions to Take
Add funds to unlock all the sections
Congratulations, if your account has been fully activated! The next step is to make a deposit, which can currently be done through crypto transfer.
Here is a quick guide on how to top up your account.
2. How do l add a new teammate?
We have created a very detailed guide that will provide you with a step-by-step guide.
3. How to Check Pricing and Limits?
To view the pricing of our services and the associated limits, you can refer to this article or check your account settings in the Billing section.
4. Explore the dashboard.
a. ACCOUNTS - On this page, you can track your accounts.
There are two types of accounts:
-Karta accounts - here you can create sub accounts and link to your budgets. This is a great tool to manage your funds.
-External accounts- are financial applications connected to your Karta account through integration with the Plaid platform. The goal of connecting is to track the transaction history from all of the apps in one place.
To find your External accounts information, you can go to the Accounts section and switch to the External accounts tab.
-Move money - with this option, you can add/receive money, send funds, or transfer between accounts.
b. BUDGETS
A Budget is a feature that enables you to set up custom departments, project teams, branches, workspaces, or groups, allowing you to allocate your Primary account budget among them. You can create as many Budgets as needed. We recommend starting with the most significant ones, as you can always refine them later by adding specific Budget members and cards. Read more.
c. CARDS
Cards in Karta do not have individual balances. Instead, they are linked to the Primary Account balance, from which transactions are made. You can control spending on your card (or an employee's card) by setting card limits. Read more.
d. TRANSACTIONS
The transactions page displays a list of Karta account transactions that users can view based on their role. Read more.
Counterparty is a person or company with whom you have made any financial transactions recorded in our system, such as transfers and receipt of funds, as well as card payments. Read more.
f. TEAM
In this section, you can add new team members and assign them to the appropriate workspaces. You'll also find a list of all members along with their detailed information.
Frequently Asked Questions
Q: Can l use your cards for shopping?
A: Please note that according to our Terms of Use, your Karta account is for business purposes, not personal use (your account can accept business payments, and you can make only business purchases at merchants from your account).
Q: Can I use your service for the first billing?
A: We enforce strict limitations for first billers, as such use cases are prohibited by our Terms of Use. This policy is in place to maintain the functionality of our BINs and ensure smooth operations for all users of our service.Q: I have just created a new account and deposited, why can't I create new cards?
A: It is important to create a budget before creating a card. Budgets are the way to control expenses, you set a limit for each budget and then another limit for a card within the budget.
Feel free to contact us if you have any further questions. You can do it using our Live chat on our website.