Got your eye on something that is more than your available limit? We’ve got you covered.
With Boost, you can spend more than your available Laybuy limit. This works by adding the excess amount on to your first instalment. This will be automatically applied at the checkout when selecting Laybuy as your payment method and the order total exceeds your Laybuy limit.
Here is an example of how Boost works:
You have a Laybuy available limit of £/$1,000.00 (depending on your country) but you want to make a Laybuy purchase of £/$1,400.00.
Your first Laybuy payment due upfront will be £/$400 (£/$1,400- £/$1,000) which is the order total minus your current available limit.
Your 5 remaining weekly repayments will then be £/$200 each. This is calculated as the available limit divided by 5 remaining payments.
For UK Residents: Laybuy is unregulated credit. Please use responsibly. T&Cs, eligibility criteria & late fees up to £24 per purchase apply.