One of the benefits of an HSA is the ability to claim certain medical tests as eligible expenses. However, it's essential to navigate this process correctly to ensure that you are only submitting tests that can be reimbursed using your HSA. In this article, we'll give you all the tips and tricks to submitting tests:
The Importance of a Doctor's Prescription: If you plan to undergo a medical test at a lab or any healthcare facility outside of a clinic, it's crucial to have a valid prescription or requisition from a qualified doctor. This prescription serves as an official verification to make sure that the cost of the test can be reimbursed.
Tests Administered by Recognized Practitioners: In certain situations, a prescription may not be necessary to claim a test under your HSA. If the test is administered by a Professional Practitioner who is recognized by the CRA, you can skip the prescription requirement. In this case, the service is considered to be provided directly by the practitioner, and it falls within the eligible expenses.
Exclusion of Home Testing Kits: Home testing kits, such as genetic testing or elective testing, are generally not considered eligible expenses. This means that if you purchase a testing kit to use at home, you cannot use your HSA funds to cover the cost. If your doctor has prescribed the home test and asked you to send the kit back to a lab for examination, it may be eligible. You can email support@gemtyhsa.com to ask for more information if that is the case.