​*Please note that plan designs can vary - while this article generally explains the eligibility of Specialized School under an HSA, it's always best to check your specific plan details to make sure it's included in your list of covered items.*
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When it comes to supporting individuals who are differently-abled or have disabilities, access to specialized education can be key. But let's face it, financing such education can be a real hurdle for families. That's where Health Spending Accounts (HSAs) come in. They can help to cover some or all of the costs of specialized schooling or tutoring for those who need it most. That means that families can get financial support for programs, equipment, and staff tailored to their loved one's unique needs.
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Whether it's enrolling in a school with a specialized curriculum or hiring a tutor who really understands your child's learning challenges, HSAs give you options.

You'll need certification from a qualified person in the form of a letter. This can be a medical practitioner or school authority—who can confirm that the specialized services are medically necessary because of the student's disability. Sometimes, this is included by your practitioner in the patient's Psychological Education Assessment. As long as it states that the specific school or tutoring service is medically necessary, and why, that's all we need. Once you've got that, you're good to go, just make sure you include it in the claim!
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At the bottom of the article, I've included a sample of a "Medical Necessity" note that you can use as an example for this purpose.
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Questions or concerns? Please reach out to support@getmyhsa.com and we'd be happy to help!
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