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Source of Wealth (SOW) document requests: What You Need to Provide

Uploading a source of wealth document steps when requested.

Updated today

To comply with international banking regulations, we may ask you to submit a Source of Wealth (SOW) document. This helps verify where your funds come from and ensures we meet our legal and regulatory obligations.

🔍 What Is a Source of Wealth Document?

A Source of Wealth document confirms the origin of your money — whether it’s from a job, business, savings, or family support.

✅ What Your Document Must Include

Your SOW document must clearly show:

  • Your full name (matching your account name)

  • The issue date (must be within the last 6 months)

  • The source of your recurring income or funds

📄 Acceptable Documents

If You’re Employed or Self-Employed:

You can submit any of the following:

  • Recent bank statements showing regular income

  • Payslip

  • Employment contract

  • Tax returns

  • Business registration certificate

  • Sales receipts or client contracts

If You’re Currently Unemployed:

Please provide:

  • Proof of past employment (e.g. previous payslips, employment contract, or termination letter showing final pay)

If Your Funds Come from Family or Friends:

You’ll need to submit both:

  1. A document showing the sender’s income or wealth (from the list above)

  2. A bank statement showing the incoming transfer from that person

If You’re an Unemployed Student:

Please provide:

  1. A document showing your family member’s or friend’s income or wealth

  2. A bank statement showing the funds received from them

📌 Document Requirements

  • Must be clear, complete, and legible

  • Must be issued within the last 6 months

  • All pages must be included if it’s a multi-page document

  • Must be the original document (not screenshots of screenshots)

📬 After You Submit

  • Our compliance team will review your documents

  • We’ll contact you within 2–3 business days if more info is needed

  • You’ll receive a confirmation once your documents are approved

❓Need Help?

If you’re not sure what to submit or have questions, just reach out to our support team through the app, we’re happy to help.

⚠️ Important: Providing false or misleading documents may lead to account restrictions or closure. All information submitted is subject to verification.

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