The nsave app now includes a redesigned Invoice system, which allows you to create professional invoices and share them with your clients. This feature works differently from the Payment Links option, and it’s important to understand how each one functions, what they’re used for, and what fees apply.
This article explains both features in detail, highlights the key differences, and provides links to the official guides.
1. What the Invoice System Does
The Invoice system is designed to help you request payments in a structured, compliant, and professional way. When you create an invoice in the app, your client receives:
A professional invoice with your business and client details
Your bank account information (ACH or Wire, depending on what’s available on your account)
A secure invoice link where they can view the invoice and send the payment from their bank
How the payment works
Invoices do not process payments online. Instead, they provide your client with your bank details so they can transfer the funds directly from their bank account.
This makes invoices ideal for:
Clients who prefer bank transfers
Larger payments
Business transactions that require documentation
Countries where card payments are not supported
Full Invoice Guide
For a complete step‑by‑step walkthrough, you can read the official article here: 🔗 https://www.nsave.com/article/how-to-create-invoices-payment-links-with-nsave
2. What Payment Links Used to Do
The Payment Links feature allowed clients to pay you online, directly through a checkout page using their card. This was a fully digital payment flow, similar to Stripe.
At the moment:
Payment Links are disabled
They will return soon
You will receive an email notification once they are re‑enabled
When they return, clients will again be able to pay you instantly by card.
3. Key Differences Between Invoices and Payment Links
Feature | Invoice System | Payment Links (Old) |
How payment is made | Client pays via their bank using your account details | Client pays online using card |
Fees | No receiving fees for SWIFT payments | Card processing fees applied |
Availability | Available now | Very soon |
Use case | Business payments, large transfers, clients who prefer bank transfers | Fast online checkout, card payments |
What the client sees | Invoice + bank details | Checkout page |
4. Fees for Receiving Payments
Currently, receiving SWIFT payments is free on both the Free and Pro plans. So if a client pays you using the bank details shown on your invoice, they will not be charged any receiving fees by nsave.
For full pricing details: 🔗 https://www.nsave.com/pricing
5. Which Option Should You Use?
Use Invoices if your client prefers bank transfers, needs documentation, or is paying a larger amount.
Use Payment Links (once re‑enabled) if your client wants to pay instantly by card.