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Send from Wise to nsave

How to transfer money from your Wise account to your nsave account via ACH, Wire (SWIFT), or Faster Payments

Updated over a week ago

If you hold funds in your Wise (formerly TransferWise) account, you can send money directly to your nsave account. Depending on the currency and method you choose, you can transfer via ACH, Wire (SWIFT), or Faster Payments.

Follow these steps to get started:


βœ… Step-by-Step Guide

1. Log in to your Wise account


Start by signing in at wise.com or opening the Wise app on your phone.

2. Start a new transfer


  • Click Send money

  • Select Send to someone else (or Send to bank account)

3. Enter the transfer amount


  • Choose the currency you want to send from (e.g. USD, EUR, GBP)

  • Set the recipient currency to USD or GBP depending on which nsave account you want to fund

  • Wise will show you the exchange rate and any fees before you continue

4. Choose your transfer method and find your nsave details


Open the nsave app, tap on the account you want to fund, then tap Account Details. Select the details that match the transfer method you want to use:

πŸ’΅ Option A: ACH Transfer (USD)

Best for low-fee USD transfers from your Wise USD balance.

  1. In the nsave app, go to your USD account > Account Details > ACH

  2. Note your Account Number and Routing Number (ABA)

  3. In Wise, add a new recipient using these ACH details

🌐 Option B: Wire / SWIFT Transfer (USD)

Use this if ACH is not available or you prefer an international wire.

  1. In the nsave app, go to your USD account > Account Details > Wire (SWIFT)

  2. Note your IBAN and SWIFT/BIC code

  3. In Wise, add a new recipient using these Wire details

πŸ‡¬πŸ‡§ Option C: Faster Payments (GBP)

Best for sending GBP from your Wise GBP balance to your nsave GBP account.

  1. In the nsave app, go to your GBP account > Account Details

  2. Note your Account Number and Sort Code

  3. In Wise, add a new GBP recipient using these details

5. Add your nsave account as a recipient in Wise


  • Select Add a new recipient

  • Choose the appropriate recipient type

  • Enter the Account holder name exactly as registered with nsave

  • Fill in the account details from the method you chose above (ACH, Wire, or Faster Payments)

6. Review and confirm the transfer


  • Double-check all details: recipient name, account numbers, and amount

  • Review the fee and exchange rate shown by Wise

  • Select your preferred payment method in Wise (balance, bank transfer, or card)

  • Tap Confirm and send


⏱️ How Long Does It Take?

  • ACH (USD): Typically 1 to 3 business days

  • Wire / SWIFT (USD): Typically 1 to 3 business days, depending on intermediary banks

  • Faster Payments (GBP): Usually within minutes, up to a few hours


⚠️ Important Notes

  • Make sure the currency of your transfer matches the nsave account details you are using (USD details for USD, GBP details for GBP)

  • Sending to mismatched currency details may result in the transfer being reversed, which can take up to 2 business weeks

  • Wise may charge a small fee depending on the transfer method. Check Wise's fee schedule for details

  • ACH transfers are typically the cheapest option for USD

πŸ‡§πŸ‡© Tip for Bangladesh Users

Once your funds arrive in your nsave account, you can send a payout to Bangladesh. Qualifying remittances to Bangladesh may be eligible for the 2.5% government cash incentive, which is applied automatically.


πŸ“Œ Need Help?

If you have any questions, reach out via in-app chat. We're happy to assist!

That's all πŸ’Έ

Cheers,

nsave

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