What are Plasma One rewards?

Plasma One Rewards is the loyalty system built into your Plasma One account. Every time you spend with your Plasma One card, you earn rewards, paid in XPL (Plasma's native token), directly to your balance.

Rewards are made up of three things:

Your rewards are shaped by your tier. Plasma One has three tiers: Lite, Core, and Platinum. Higher tiers earn more cashback, unlock better perks, and come with lower fees.

You can view your current tier, track your progress toward the next one, and upgrade at any time from the Tiers tab in the app.

→ See: How the Plasma One tier system works

Cashback is earned on eligible card purchases and paid in XPL directly to your XPL balance.

The rate you earn depends on your tier and how much you've spent that month. Higher tiers unlock higher rates.

Cashback is currently paid out weekly (currently on Thursdays). Rewards may remain pending for several days after a transaction posts and vest only at the end of the pending period. Payout timing may change.

→ See: How cashback works on Plasma One

When you refer a friend to Plasma One and they start spending, you earn referral cashback on their purchases, at a rate and for a time period that depends on your tier.

→ See: How do I refer a friend?

Members get access to perks including AI subscription credits, Visa travel and purchase benefits, and more. Platinum members receive an expanded set of premium benefits.

→ See: Overview of Plasma One perks and benefits

XPL is the native token of the Plasma blockchain. Your cashback and referral rewards are paid in XPL, which sits in your XPL balance in the app. You can lock XPL to upgrade your tier, buy more, send it to others, or convert it to USD.

→ Learn more about XPL

Full details on cashback eligibility, referral conditions, and tier benefits are in the Plasma One Rewards Addendum.

XPL is a digital asset. It is not legal tender, is not a bank deposit, is not government-backed, and is not FDIC or FSCS insured. Its value can fall as well as rise and may decline to zero.

UK users: Due to the potential for losses, the Financial Conduct Authority (FCA) considers this investment to be high risk. See the additional disclaimers here.