Standard is the starting tier on Plasma One. Standard pricing depends on your region: the current price for your account, including whether Standard is free for you, is shown in the app before you subscribe, and the price displayed in the app is the price that applies to you.

In most regions, you'll need to deposit $10 into your Plasma One account before you can activate your Standard card. This is not a fee — the $10 stays in your balance and you can spend it as soon as your card is activated.

In some regions, a $10 card fee applies instead. Whether the $10 is a funding requirement you can spend later or an upfront fee depends on your region, and this is clearly shown in the app before you activate your card.

Earn cashback on eligible card purchases, paid in XPL.

Your cashback rates and perks are tied to your tier, not your card. All cards on your account benefit from your current tier regardless of which card you use to spend.

Cashback is calculated at the point your transaction settles or is captured, not when it is authorised.

Note: existing Lite members keep 2% on the first $500 of monthly spend and 0.1% above.

Cashback is currently paid out weekly (currently on Thursdays). Rewards may remain pending for several days after a transaction posts and vest only at the end of the pending period. Payout timing may change.

→ See: How cashback works on Plasma One

→ See: How do I refer a friend?

If a Standard fee applies in your region and your account was created before it took effect, Standard stays free for you for as long as your account remains in good standing. Moving back to Standard when a trial, promotion, or paid tier ends is not a new membership and does not trigger a fee.

→ For a fee breakdown on FX, onramp and offramps fees, see: What are the fees on Plasma One?

Standard members receive standard support.

Standard does not include:

These are available on Premium and Platinum.

→ See: Comparing Standard, Premium, and Platinum

You can upgrade to Premium or Platinum at any time from the Tiers tab in the app.

You can upgrade to Premium by paying $600 per year or locking 20,000 XPL for 12 months. You can upgrade to Platinum by paying $2,500 per year or locking 100,000 XPL for 12 months.

→ See: How do I upgrade my tier?

Full details on cashback eligibility, referral conditions, and tier benefits are in the Plasma One Rewards Addendum.

Rates, amounts, limits, eligible merchants and perks are the parameters currently in effect. They are variable and may change prospectively in accordance with the Plasma One Rewards Addendum.

XPL is a digital asset. It is not legal tender, is not a bank deposit, is not government-backed, and is not FDIC or FSCS insured. Its value can fall as well as rise and may decline to zero.

UK users: Due to the potential for losses, the Financial Conduct Authority (FCA) considers this investment to be high risk. See the additional disclaimers here.