When you verify your income through your bank, we group your deposits by payer — the person, company, or service that sends you money. Instead of clicking through each deposit one by one, you confirm your income by picking who pays you. It's faster and more accurate.
What a payer is
A payer is anyone who sends money to your account. We clean up the messy names from your bank (no more reference numbers or transaction codes) and group all deposits from the same source together. You'll typically see things like:
Your employer's payroll, like "Acme Payroll"
Government benefits, like Social Security or unemployment
Money sent through Cash App, Venmo, or Zelle
Wire transfers, ACH, and recurring deposits
How to select your payer
After you connect your bank, you'll see a list of payers we found
Pick the ones that match your income for the employer you listed
We add up all the deposits from your selected payers automatically
Review the total and submit
You can pick more than one payer if your income comes from multiple sources.
What the labels mean
Each payer is labeled to help you and your future landlord understand the type and consistency of your income:
Payroll — Income from a recognized payroll provider. The strongest proof of income.
Recurring income — Regular deposits at predictable amounts and intervals — for example, a steady paycheck.
Irregular income — Deposits that come in but vary in timing or amount, typical for freelance or gig work.
Recent income — A newer income source that doesn't yet have enough history to qualify as recurring or irregular.
All four count as income — the labels just give landlords a clearer picture.
What if I have multiple income sources?
You can select more than one payer at a time. If you have a primary job and a side gig that both deposit into your bank account, pick both. We'll add them up.
If your second income source is at a different employer, you'll go through the same payer-selection step for that one too.
If your payer isn't in the list
Sometimes a deposit exists in your account but doesn't show up grouped as a recognized payer — for example, a brand-new employer or an unusual deposit pattern. You can still confirm those deposits as income.
Tap "Select individual payments" from the payer screen, and pick each deposit one by one. The result is the same — your income is verified just as accurately either way.