Yes — the Nomad Insurance Complete plan may reimburse essential expenses if your checked luggage is delayed.
If your checked luggage does not arrive with your flight or cruise and is not returned within 6 hours of your arrival, the Nomad Insurance Complete plan may reimburse essential purchases you make while waiting for your bags, if the delay meets the plan conditions.
When the delayed baggage benefit applies
This benefit may apply when:
Your checked luggage is delayed by an airline or cruise line
The luggage does not arrive within 6 hours of your arrival
The delay meets the conditions outlined in the Nomad Insurance Complete plan
Reimbursement limits
The delayed baggage benefit includes the following limits:
Up to USD 150 per item
Up to USD 300 per plan year
Documents required for a claim
To review your claim, please submit the following documentation:
Written confirmation from the airline or cruise line showing the date and time your baggage was returned
Documentation showing any compensation provided by the airline or other sources (if applicable)
A Property Irregularity Report (PIR) if the baggage delay occurred while the luggage was in the carrier’s custody (if available)
In some cases, additional documentation may be requested to complete the claim review.
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Need help?
If you have questions about the delayed baggage benefit or submitting a claim, our Customer Care team is happy to help.