This article applies to the updated Nomad Insurance Essential plan version effective February 2026. If you are not sure which plan version you are under, please check with our Customer Care team.
Scuba diving
The base plan does not have coverage for scuba diving. However, the Adventure Sports add-on covers scuba diving up to the depths you or the accompanying instructor is licensed for. Learn more about the Adventure Sports add-on here. Please note there is a $100,000 lifetime maximum.
Cave diving
The base plan does not have coverage for cave diving. However, the Adventure Sports add-on covers cave diving when accompanied by an instructor certified by PADI/NAUI/SSI/BSAC. Please note there is a $100,000 lifetime maximum.
Freediving
Freediving is covered under the base plan.
Please note that the Nomad Insurance Essential plan does not include search & rescue or transportation from a dive site to a medical facility.
If you are a diver looking for extensive coverage, you can check out the Divers Alert Network.
Need Help?
Just reach out to our Customer Care Team if you have any further questions. We’d be happy to help!