Overview
Not all payment processors support the same types of products. Depending on what your store sells, you'll need to use the payment processor that is approved for your product categories. Using the wrong processor for your product type may result in declined transactions, account holds, or termination of your payment processing agreement.
SauceyDirect currently supports the following payment processors, each with their own approved product categories:
Stripe — standard-risk categories
Green Payment Solutions — high-risk categories
Your in-store payment processor via NMI — high-risk categories
Stripe
Stripe is SauceyDirect's standard payment processor and is the recommended option for most merchants. It supports the following product categories:
Supported categories
Alcohol
Tobacco
Snacks
Sodas & non-alcoholic drinks
Who should use Stripe?
If your store primarily sells alcohol, tobacco, snacks, or beverages, Stripe is the right processor for you. It offers the most seamless integration with SauceyDirect, competitive processing rates, and the fastest onboarding experience.
Note: Stripe does not support high-risk product categories. If your store sells products outside the categories listed above, you will need to use a high-risk processor instead.
High-Risk Payment Processing
Some product categories are considered high-risk by most banks and standard payment processors. For these categories, SauceyDirect supports two options: Green Payment Solutions and your existing in-store payment processor connected via NMI.
What qualifies as high-risk?
High-risk categories include products that face stricter banking regulations, higher chargeback rates, or uncertain federal or state legal status. If your store sells products in these categories, you must use a high-risk processor.
Option 1: Green Payment Solutions
Green Payment Solutions is a high-risk payment processor that supports a broader range of regulated product categories — including cannabis-adjacent products. However, there is an important restriction merchants should be aware of:
⚠️ 7-Hydroxymitragynine (7OH) products are not supported by Green Payment Solutions. Most banks currently decline 7OH transactions due to an incoming federal ban on the compound. Do not attempt to process 7OH sales through Green Payment Solutions.
Outside of 7OH, Green Payment Solutions can support high-risk product categories that Stripe does not. Contact SauceyDirect support or your account manager to confirm whether your specific product categories qualify before onboarding with Green Payment Solutions.
How to get set up with Green Payment Solutions
Contact SauceyDirect support to express interest in Green Payment Solutions
You will be connected with a Green Payment Solutions representative to apply and complete underwriting
Once approved, SauceyDirect will configure your account to route payments through Green Payment Solutions
Note: Approval for Green Payment Solutions is subject to their own underwriting process and is not guaranteed. Processing rates for high-risk processors are typically higher than standard processors like Stripe.
Option 2: Your In-Store Processor via NMI
If your business already has an established relationship with a payment processor — such as a processor you use for in-store point-of-sale transactions — you may be able to connect that processor to SauceyDirect, provided it integrates with NMI.
What is NMI?
NMI (Network Merchants Inc.) is a payment gateway that SauceyDirect uses to integrate with third-party processors. If your existing processor supports NMI connectivity, it can serve as your payment method for SauceyDirect orders.
Requirements
Your existing payment processor must support NMI integration
You will need to provide your NMI gateway credentials during setup
Your processor must be approved for the product categories your store sells online
How to connect your processor via NMI
Confirm with your existing payment processor that they support NMI
Contact SauceyDirect support and let them know you'd like to connect via NMI
Provide your NMI gateway credentials to the SauceyDirect onboarding team
SauceyDirect will configure and test the connection before your store goes live
Quick Reference: Which Processor Is Right for Me?
Use the table below as a guide. If you are unsure which processor fits your store, contact SauceyDirect support and we will help you choose the right option before you onboard.
Stripe
Best for: alcohol, tobacco, snacks, sodas & drinks
Standard-risk categories only
Fastest onboarding, lowest processing rates
Green Payment Solutions
Best for: high-risk categories not supported by Stripe
Does NOT support 7OH products
Subject to underwriting approval and higher processing rates
In-Store Processor via NMI
Best for: merchants with an existing high-risk processor relationship
Requires NMI gateway compatibility — confirm with your processor first
Setup requires coordination with SauceyDirect support
Note: If you have questions about whether your product categories are supported, or need help choosing the right processor, contact SauceyDirect support before starting your payment onboarding.