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Credit Policy: Expiration, Rollover, and Usage Limits

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Written by Nora
Updated today

Important: The following credit policy is effective for all credits issued or purchased on or after February 1, 2026.

1. Credit Expiration & Rollover

The lifespan of your credits depends on your subscription status and the type of payment made.

Active Monthly Subscriptions

As long as you have an active recurring subscription, unused credits roll over for one (1) additional billing cycle. This gives each credit a maximum lifespan of 60 days from the date it was issued.

One-Time Credit Purchases

If you make a one-time payment for a specific credit bundle (without an active recurring subscription):

  • Expiration: These credits follow a fixed lifespan and will expire strictly 35 days after the date of purchase.

  • No Rollover: Since there is no subsequent billing cycle to "roll into," these credits must be used within that 35-day window.

After Cancelling Your Subscription

If you cancel your subscription or a recurring payment fails:

  • Your account will retain any remaining credits for a limited time.

  • All remaining credits will expire 35 days after your last successful payment. To avoid losing these credits, we recommend using them before this period ends.

Expired Credits

Once credits expire, whether from a cancelled subscription or a one-time purchase, they are permanently removed from your account balance and cannot be recovered or refunded.

πŸ’‘ Tip: To get the most value from your credits, plan usage before they expire or contact support for advice.


2. Maximum Credit Balance (The 3x Cap)

The Subscription Ceiling

To keep account balances manageable, we apply a Subscription Ceiling. Your account cannot accrue new monthly subscription credits if your balance is already three times (3x) your monthly plan allowance.

Note: Because subscription credits expire after 60 days, most users will never hit this limit through normal usage.

How it Works at Renewal

On your billing date, the system checks your balance:

  • Under the Cap: Your new monthly credits are added as usual.

  • Over the Cap: If your balance is already at or above the 3x limit (usually due to a plan downgrade or a large top-up), no new subscription credits will be issued for that month.

Special Case: Plan Downgrades

If you move from a higher-tier plan to a lower-tier plan, your total credit balance will be adjusted (trimmed) to 3x the limit of your new plan at the start of the next billing cycle. This ensures your balance stays proportionate to your current subscription level.

Scenario

Monthly Plan

Balance at Billing

Credits Added?

Final Balance

Regular Usage

1,000 credits

1,400

Yes

2,400

Near Cap

1,000 credits

2,400

Partial

3,000 (Max Cap)

Over Cap

1,000 credits

3,100

No

3,000 (Trimmed)


3. Policy Summary Table

Feature

Monthly Subscription Credits

One-Time "Top-Up" Bundles

Cancelled / Failed Accounts

Lifespan

60 Days (2 billing cycles)

35 Days from purchase

35 Days from last payment

Rollover

Yes, for one (1) additional cycle.

No.

No.

Max Cap (3x)

Applies. New credits stop if balance is >3x plan.

Exempt. You can always buy more.

Applies. Trimmed upon downgrade/cancel.

Usage Order

Shared Bucket (Standard)

Shared Bucket (Standard)

Use within 35-day window.

Renewal Action

Balance is checked for 3x Cap before adding new credits.

No action taken at renewal.

Credits are purged after 35 days of inactivity.

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