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What are the SEPA/IBAN international accounts in Europe?

Written by David Alfonzo Gauna Martinez

Your European bank account within Wallib is an account with SEPA/IBAN details that you can use to receive transfers in euros (EUR) from European banks and platforms.

Everything that comes in through it is automatically converted to USDT and credited to your Wallib account 💵


1️⃣ What details do you get?

In the "Deposit > My European Bank Account" section you'll see:

  • Account holder (in the name of Bridge Building / partner entity)

  • Your European IBAN

  • Routing number / BIC

  • Account type (Checking)

  • Bank and bank address (for example, in Ireland)

These are the details you should share with whoever is going to pay you, so they can make a SEPA transfer in EUR to you.


2️⃣ How it works in practice

  1. A company, client, or platform in Europe sends you a transfer in EUR to that IBAN.

  2. The payment arrives at Wallib's partner bank in Europe.

  3. Wallib converts those funds to USDT.

  4. Within 1 to 3 business days, you'll see the balance credited in your USDT wallet within the app.

You don't manage the European bank or handle manual conversions: you just receive USDT ready to use.


3️⃣ Crediting times

Depending on the type of transaction:

  • European SEPA/ACH transfers are usually credited at the partner bank in ≈ 1 business day.

  • Once the money has been received, the total estimated time to your Wallib account is 1 to 3 business days.

It's normal to see a small lag between when the payer sees "transfer sent" and when you see the USDT available.


4️⃣ Who can pay you to this account?

You can receive payments from:

  • Companies in Europe

  • Remote work or freelance platforms

  • Other third parties who need to make you a EUR transfer

They can pay you in your own name or a third party's name, as long as they correctly use the bank details shown in the app. Everything always ends up in your USDT balance on Wallib.


5️⃣ What is this European account useful for?

With your European IBAN on Wallib you can:

  • Get paid in EUR and hold the value in USDT.

  • Convert that USDT to BTC.

  • Sell it for COP and withdraw it to your local bank.

If you have any questions, write to us at support@wallib.co

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