We aim to make it as easy as possible for you to understand how our installment solutions work and any associated costs.
Installment payments without extra costs
You can split your order into 4 payments completely free of charge. You pay exactly the same amount as the product’s price, just divided into four payments. This gives you financial flexibility without additional costs. Remember to pay your installments on time, as extra costs may be applied according to applicable laws if payments are late.
Longer payment plans
If you prefer a longer payment plan, you can split your payment into 6, 8, 10, 12, 18, or 24 installments. For these payment plans, a small one-time fee is charged, which is calculated based on a fixed APR (Annual Percentage Rate). This one-time fee is paid with the first installment, and therefore reserved when you place the order, and charged when the order is completed by the business and shipped to you.
How the one-time fee is calculated
The one-time fee depends on the chosen payment plan and the day of the month you make your purchase. The fee is calculated using a fixed APR. The shorter the payment plan, the lower the fee. If you make your purchase early in the month, the fee will also be lower compared to purchases made later in the month.
See the fee before confirming your purchase
When you choose installment payments in our system, we will clearly display the exact one-time fee before you confirm your purchase. This ensures you always have a full overview of the total costs and can make an informed decision.