From November 1 to December 31, 2026, you can earn up to $1,000 in milestone bonuses for referring friends to Chexy, on top of the $25 you already get for each referral.
How it works
Share your unique referral link with friends. You'll find it in the Referrals menu.
Your friend creates a Chexy account using your link and activates their account.
Once your friend's account is activated, you and your friend each get $25.
Bonus milestones (for you)
Milestone bonuses go to you, the person who refers. Your friend gets the $25 referral reward but not the milestone bonuses.
Friends referred | Milestone bonus | Running total (incl. $25/referral) |
2 | +$100 | $150 |
4 | +$300 | $500 |
6 | +$600 | $1,150 |
Milestones count your total friends referred, so you unlock a new bonus for every 2 more friends:
Friends 1–2: at 2 friends, you get +$100
2 more (friends 3–4): at 4 friends, you get +$300
2 more (friends 5–6): at 6 friends, you get +$600
You only need 6 friends in total to unlock every bonus (not 2 + 4 + 6 = 12). "Running total" in the table is everything you've earned at that point: $25 per friend plus the milestone bonuses so far.
After 6 friends: the milestone bonuses stop at $1,000, but you still get $25 for every additional friend you refer. There's no limit.
What counts toward a milestone?
For a friend to count toward a milestone bonus, they must:
Sign up between November 1 and December 31, 2026 using your referral link
Complete their first payment
Spend at least $1,000 on Chexy within 90 days of creating their account
Example: if your friend creates their account on December 31, 2026, they have until March 31, 2027 to complete their payments and reach $1,000 in spend.
The $1,000 is counted before fees. Only your friend's payment amounts count, not Chexy's processing fees.
Your milestone bonus is credited within a day of your friend reaching $1,000 in spend. Bonuses are processed once a day, so it can take up to a day to show up in your account. You don't have to wait for the 90 days to end.
The $25 referral reward is based on your friend activating their account. Milestone bonuses are based on completed payments: your friend's payments only count toward the $1,000 once they're completed. The $1,000 spend requirement applies only to milestone bonuses.
Who's eligible?
You already have a referral status (Pink, Gold or Elite): your status carries over through 2027, so you keep your reduced processing fee. You can also earn the milestone bonuses, and your promo referrals count toward your next status (for example, Pink → Gold).
You hadn't referred anyone by October 31, 2026: you can earn the milestone bonuses and the $25 per referral, but you won't be able to unlock a reduced processing fee (referral status).
What counts as a previous referral: a friend who activated their account on or before October 31, 2026. A referral that was still pending on October 31 (the friend hadn't activated their account yet) doesn't count.
For more on referral statuses, fees and the $25 reward, see Chexy's 2026 Referral Program.