We support payments directly to local bank accounts in many countries. The available payment methods, currencies, and transaction fees depend on your country and receiving bank.
Test IO covers $3 of each Bank Transfer fee. If the transaction fee is higher than $3, the remaining amount will be deducted from your payment. Review the available payment methods and applicable fees when adding your payment method in Cirro.
Your bank or payment provider may charge additional fees depending on the selected currency and receiving account. Check these fees directly with your bank or payment provider.
Disclaimer: We make every effort to keep the information below accurate. However, payment method availability may change due to updates from banks or payment providers. This list is provided for reference only. Confirm the available options in Cirro when adding your payment method, and contact our support team if you need assistance.
Important: If you select PayPal, you are responsible for all fees charged by PayPal, including fees for receiving the payment, currency conversion, and withdrawing the funds to your bank account or card.
Country | Bank Transfer supported? | PayPal supported? | Free bank transfer (no fees)? | Recommended PaymentMethod* |
Afghanistan | No | No | No | n/a |
Albania | Yes | No | No | Online payment provider* |
Algeria | Yes | No | No | Online payment provider* |
American Samoa | Yes | No | No | Online payment provider* |
Andorra | Yes | Yes | No | Online payment provider* or PayPal |
Angola | Yes | Yes | No | Online payment provider* or PayPal |
Anguilla | Yes | Yes | No | Online payment provider* or PayPal |
Antigua & Barbuda | Yes | No | No | Online payment provider* |
Argentina | Yes | Yes | Yes | Local Bank transfer |
Armenia | Yes | Yes | No | Online payment provider* or PayPal |
Aruba | Yes | Yes | No | Online payment provider* or PayPal |
Australia | Yes | Yes | Yes | Local Bank transfer |
Austria | Yes | Yes | Yes | Local Bank transfer |
Azerbaijan | Yes | Yes | No | Online payment provider* or PayPal |
Bahamas | Yes | Yes | No | Online payment provider* or PayPal |
Bahrain | Yes | Yes | No | Online payment provider* or PayPal |
Bangladesh | Yes | No | No | Online payment provider* |
Barbados | Yes | No | No | Online payment provider* |
Belarus | No | No | No | Online payment provider* |
Belgium | Yes | Yes | Yes | Local Bank transfer |
Belize | Yes | No | No | Online payment provider* |
Benin | Yes | Yes | No | Online payment provider* or PayPal |
Bermuda | Yes | Yes | No | Online payment provider* or PayPal |
Bhutan | Yes | Yes | No | Online payment provider* or PayPal |
Bolivia | Yes | Yes | No | Online payment provider* or PayPal |
Bonaire, Sint Eustatius & Saba | Yes | No | No | Online payment provider* |
Bosnia & Herzegovina | Yes | No | No | Online payment provider* |
Botswana | Yes | Yes | No | Online payment provider* or PayPal |
Brazil | Yes | Yes | Yes | Local Bank transfer |
Brunei | Yes | Yes | No | Online payment provider* or PayPal |
Bulgaria | Yes | Yes | Yes | Local Bank transfer |
Burkina Faso | Yes | Yes | No | Online payment provider* or PayPal |
Burundi | Yes | Yes | No | Online payment provider* or PayPal |
Cambodia | Yes | Yes | No | Online payment provider* or PayPal |
Cameroon | Yes | Yes | No | Online payment provider* or PayPal |
Canada | Yes | Yes | Yes | Local Bank transfer |
Cape Verde | Yes | Yes | No | n/a |
Cayman Islands | Yes | Yes | No | Online payment provider* or PayPal |
Chad | Yes | Yes | No | Online payment provider* or PayPal |
Chile | Yes | Yes | Yes | Local Bank transfer |
China | Yes | Yes | Yes | Local Bank transfer |
Christmas Island | Yes | No | No | Online payment provider* |
Colombia | Yes | Yes | Yes | Local Bank transfer |
Comoros | Yes | Yes | No | Online payment provider* or PayPal |
Congo (Brazzaville) | Yes | Yes | No | Online payment provider* or PayPal |
Congo (Kinshasa) | Yes | Yes | No | n/a |
Cook Islands | Yes | Yes | No | Online payment provider* or PayPal |
Costa Rica | Yes | Yes | No | Online payment provider* or PayPal |
Côte d’Ivoire (Ivory Coast) | Yes | Yes | No | Online payment provider* |
Croatia | Yes | Yes | Yes | Local Bank transfer |
Curacao | Yes | No | No | Online payment provider* |
Cyprus | Yes | Yes | Yes | Local Bank transfer |
Czech Republic | Yes | Yes | Yes | Local Bank transfer |
Denmark | Yes | Yes | Yes | Local Bank transfer |
Djibouti | Yes | Yes | No | Online payment provider* or PayPal |
Dominica | Yes | No | No | Online payment provider* |
Dominican Republic | Yes | Yes | No | Online payment provider* or PayPal |
Ecuador | Yes | Yes | No | Online payment provider* or PayPal |
Egypt | Yes | No | No | Online payment provider* |
El Salvador | Yes | Yes | No | Online payment provider* or PayPal |
Equatorial Guinea | Yes | No | No | Online payment provider* |
Estonia | Yes | Yes | Yes | Local Bank transfer |
Eswatini | Yes | Yes | n/a | n/a |
Ethiopia | Yes | Yes | n/a | n/a |
Falkland Islands | Yes | Yes | No | Online payment provider* or PayPal |
Faroe Islands | Yes | Yes | No | Online payment provider* or PayPal |
Fiji | Yes | No | No | Online payment provider* |
Finland | Yes | Yes | Yes | Local Bank transfer |
France | Yes | Yes | Yes | Local Bank transfer |
French Guiana | Yes | Yes | Yes | Local Bank transfer |
French Polynesia | Yes | No | No | Online payment provider* |
French Southern Territories | Yes | No | No | Online payment provider* |
Gabon | Yes | Yes | No | Online payment provider* or PayPal |
Gambia | Yes | Yes | No | Online payment provider* or PayPal |
Georgia | Yes | Yes | No | Online payment provider* or PayPal |
Germany | Yes | Yes | Yes | Local Bank transfer |
Ghana | Yes | No | No | Online payment provider* |
Gibraltar | Yes | Yes | Yes | Local Bank transfer |
Greece | Yes | Yes | Yes | Local Bank transfer |
Greenland | Yes | Yes | No | Online payment provider* or PayPal |
Grenada | Yes | No | No | Online payment provider* |
Guadeloupe | Yes | Yes | Yes | Local Bank transfer |
Guam | Yes | No | No | Online payment provider* |
Guatemala | Yes | Yes | No | Online payment provider* or PayPal |
Guernsey | Yes | No | Yes | Local Bank transfer |
Guinea | Yes | Yes | No | Online payment provider* or PayPal |
Guinea-Bissau | Yes | Yes | No | Online payment provider* or PayPal |
Guyana | Yes | Yes | No | Online payment provider* or PayPal |
Honduras | Yes | Yes | No | Online payment provider* or PayPal |
Hong Kong | Yes | Yes | Yes | Local Bank transfer |
Hungary | Yes | Yes | Yes | Local Bank transfer |
Iceland | Yes | Yes | Yes | Local Bank transfer |
India | Yes | Yes | Yes | Local Bank transfer |
Indonesia | Yes | Yes | Yes | Local Bank transfer |
Ireland | Yes | Yes | Yes | Local Bank transfer |
Isle of Man | Yes | No | Yes | Local Bank transfer |
Israel | Yes | Yes | No | Online payment provider* or PayPal |
Italy | Yes | Yes | Yes | Local Bank transfer |
Jamaica | Yes | Yes | No | Online payment provider* or PayPal |
Japan | Yes | Yes | No | Online payment provider* or PayPal |
Jersey | Yes | No | Yes | Local Bank transfer |
Jordan | Yes | Yes | No | Online payment provider* or PayPal |
Kazakhstan | Yes | Yes | No | Online payment provider* or PayPal |
Kenya | Yes | Yes | Yes | Local Bank transfer |
Kiribati | Yes | Yes | No | Online payment provider* or PayPal |
Korea (South) | Yes | Yes | No | Online payment provider* or PayPal |
Kosovo | Yes | No | No | Online payment provider* |
Kuwait | Yes | Yes | No | Online payment provider* or PayPal |
Kyrgyzstan | Yes | Yes | No | Online payment provider* or PayPal |
Latvia | Yes | Yes | Yes | Local Bank transfer |
Lebanon | Yes | No | No | Online payment provider* |
Lesotho | Yes | Yes | No | Online payment provider* or PayPal |
Liechtenstein | Yes | Yes | Yes | Local Bank transfer |
Lithuania | Yes | Yes | Yes | Local Bank transfer |
Luxembourg | Yes | Yes | Yes | Local Bank transfer |
Macau | Yes | No | No | Online payment provider* |
Madagascar | Yes | Yes | No | Online payment provider* or PayPal |
Malawi | Yes | No | No | Online payment provider* |
Malaysia | Yes | Yes | Yes | Local Bank transfer |
Maldives | Yes | Yes | No | Online payment provider* or PayPal |
Mali | Yes | Yes | No | Online payment provider* or PayPal |
Malta | Yes | Yes | Yes | Local Bank transfer |
Marshall Islands | Yes | Yes | No | Online payment provider* or PayPal |
Martinique | Yes | Yes | Yes | Local Bank transfer |
Mauritania | Yes | Yes | No | Online payment provider* or PayPal |
Mauritius | Yes | Yes | No | Online payment provider* or PayPal |
Mayotte | Yes | Yes | Yes | Local Bank transfer |
Mexico | Yes | Yes | Yes | Local Bank transfer |
Micronesia (Federated States of) | Yes | Yes | No | Online payment provider* or PayPal |
Moldova | Yes | Yes | No | Online payment provider* or PayPal |
Monaco | Yes | No | Yes | Local Bank transfer |
Mongolia | Yes | Yes | No | Online payment provider* or PayPal |
Montenegro | Yes | Yes | No | Online payment provider* or PayPal |
Montserrat | Yes | Yes | No | Online payment provider* or PayPal |
Morocco | Yes | Yes | Yes | Local Bank transfer |
Mozambique | Yes | Yes | No | Online payment provider* or PayPal |
Namibia | Yes | Yes | No | Online payment provider* or PayPal |
Nepal | Yes | Yes | No | Online payment provider* or PayPal |
Netherlands | Yes | Yes | Yes | Local Bank transfer |
New Caledonia | Yes | No | No | Online payment provider* |
New Zealand | Yes | Yes | No | Online payment provider* or PayPal |
Niger | Yes | Yes | No | Online payment provider* or PayPal |
Nigeria | Yes | Yes | No | Online payment provider* or PayPal |
Niue | Yes | Yes | No | Online payment provider* or PayPal |
Norfolk Island | Yes | Yes | No | Online payment provider* or PayPal |
North Macedonia | Yes | Yes | n/a | n/a |
Northern Mariana Islands | Yes | No | No | Online payment provider* |
Norway | Yes | Yes | Yes | Local Bank transfer |
Oman | Yes | Yes | No | Online payment provider* or PayPal |
Pakistan | Yes | No | No | Online payment provider* |
Palau | Yes | No | No | Online payment provider* |
Panama | Yes | Yes | No | Online payment provider* or PayPal |
Papua New Guinea | Yes | Yes | No | Online payment provider* or PayPal |
Paraguay | Yes | Yes | Yes | Local Bank transfer |
Peru | Yes | Yes | Yes | Local Bank transfer |
Philippines | Yes | Yes | Yes | Local Bank transfer |
Pitcairn | Yes | Yes | No | Online payment provider* or PayPal |
Poland | Yes | Yes | Yes | Local Bank transfer |
Portugal | Yes | Yes | Yes | Local Bank transfer |
Puerto Rico | Yes | No | No | Online payment provider* |
Qatar | Yes | Yes | No | Online payment provider* or PayPal |
Reunion | Yes | Yes | Yes | Local Bank transfer |
Romania | Yes | Yes | Yes | Local Bank transfer |
Saint Martin (French part) | Yes | No | Yes | Local Bank transfer |
Samoa | Yes | Yes | No | Online payment provider* or PayPal |
San Marino | Yes | Yes | Yes | Local Bank transfer |
Sao Tome & Principe | Yes | Yes | No | Online payment provider* or PayPal |
Saudi Arabia | Yes | Yes | No | Online payment provider* or PayPal |
Senegal | Yes | Yes | No | Online payment provider* or PayPal |
Serbia | Yes | Yes | No | Online payment provider* or PayPal |
Seychelles | Yes | No | No | Online payment provider* |
Sierra Leone | Yes | Yes | No | Online payment provider* or PayPal |
Singapore | Yes | Yes | Yes | Local Bank transfer |
Sint Maarten (Dutch part) | Yes | No | No | Online payment provider* |
Slovakia | Yes | Yes | Yes | Local Bank transfer |
Slovenia | Yes | Yes | Yes | Local Bank transfer |
Solomon Islands | Yes | Yes | No | Online payment provider* or PayPal |
South Africa | Yes | Yes | No | Online payment provider* or PayPal |
South Georgia & the South Sandwich Islands | Yes | No | No | Online payment provider* |
Spain | Yes | Yes | Yes | Local Bank transfer |
Sri Lanka | Yes | Yes | Yes | Local Bank transfer |
St Barthelemy | Yes | No | Yes | Local Bank transfer |
St Helena | Yes | Yes | No | Online payment provider* or PayPal |
St Kitts & Nevis | Yes | No | No | Online payment provider* |
St Lucia | Yes | No | No | Online payment provider* |
St Pierre & Miquelon | Yes | Yes | Yes | Local Bank transfer |
St Vincent & the Grenadines | Yes | Yes | No | Online payment provider* or PayPal |
Suriname | Yes | Yes | No | Online payment provider* or PayPal |
Svalbard and Jan Mayen | Yes | Yes | No | Online payment provider* or PayPal |
Sweden | Yes | Yes | Yes | Local Bank transfer |
Switzerland | Yes | Yes | Yes | Local Bank transfer |
Taiwan | Yes | Yes | No | Online payment provider* or PayPal |
Tajikistan | Yes | Yes | No | Online payment provider* or PayPal |
Tanzania | Yes | Yes | No | Online payment provider* or PayPal |
Thailand | Yes | No | Yes | Local Bank transfer |
Timor-Leste | Yes | No | No | Online payment provider* |
Togo | Yes | Yes | No | Online payment provider* or PayPal |
Tokelau | Yes | No | No | Online payment provider* |
Tonga | Yes | Yes | No | Online payment provider* or PayPal |
Trinidad & Tobago | Yes | No | No | Online payment provider* |
Tunisia | Yes | Yes | No | Online payment provider* or PayPal |
Turkey | Yes | Yes | No | Online payment provider* or PayPal |
Turkmenistan | Yes | Yes | No | Online payment provider* or PayPal |
Turks & Caicos Island | Yes | No | No | Online payment provider* |
Tuvalu | Yes | Yes | No | Online payment provider* or PayPal |
Uganda | Yes | Yes | No | Online payment provider* or PayPal |
Ukraine | Yes | No | No | Online payment provider* |
United Arab Emirates | Yes | Yes | No | Online payment provider* or PayPal |
United Kingdom | Yes | Yes | Yes | Local Bank transfer |
United States of America | Yes | Yes | Yes | Local Bank transfer |
Uruguay | Yes | Yes | Yes | Local Bank transfer |
Uzbekistan | Yes | No | No | Online payment provider* |
Vanuatu | Yes | Yes | No | Online payment provider* or PayPal |
Vatican City | Yes | Yes | Yes | Local Bank transfer |
Vietnam | Yes | Yes | Yes | Local Bank transfer |
Virgin Islands (British) | Yes | Yes | No | Online payment provider* or PayPal |
Virgin Islands (US) | Yes | No | No | Online payment provider* |
Wallis & Futuna | Yes | Yes | No | Online payment provider* or PayPal |
Zambia | Yes | Yes | No | Online payment provider* or PayPal |
* Recommended payment methods by Test IO:
Payoneer
Revolut
Wise
PingPong
Grey
For detailed instructions on setting up a USD payout method in Cirro, see How to Receive Payments in USD.
