All Collections
I'm shopping with Laybuy
How to use your account
How is my limit applied and can I increase it?
How is my limit applied and can I increase it?

We can help you get a limit with Laybuy and the steps necessary to increase this.

Alex avatar
Written by Alex
Updated over a week ago

When a customer signs up to use Laybuy, we do a credit check and other assessments to determine their limit.

We review these limits every 2-3 months, and any potential increase is determined if a customer's payments have been on time and how often they use the service. As a responsible lender, we take any limit increases very seriously and these are subject to internal procedures.

Wanting to spend beyond your limit? Boost is your new best friend. If a purchase ever exceeds your available limit, we'll apply the difference as part of your first payment with the remaining amount being split over the next 5 weeks. It's really that simple.

For UK Residents: Laybuy is unregulated credit. Please use responsibly. T&Cs, eligibility criteria & late fees up to £24 per purchase apply.

Did this answer your question?