When a customer signs up to use Laybuy, we do a credit check and other assessments to determine their limit.
As a responsible lender, we take any limit increases very seriously and these are subject to internal procedures. Currently, we are not increasing customer limits.
Wanting to spend beyond your limit? Boost is your new best friend. If a purchase ever exceeds your available limit, we'll apply the difference as part of your first payment with the remaining amount being split over the next 5 weeks. It's really that simple.
For UK Residents: Laybuy is unregulated credit. Please use responsibly. T&Cs, eligibility criteria & late fees up to £24 per purchase apply.