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How Does AutoPay Work?

AutoPay automatically splits and pays your rent on the 1st of each month if you’re eligible. Learn how it works, when it runs, and what happens if it’s skipped or fails.

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Written by Tony
Updated this week

🟢 What Is AutoPay?

AutoPay automatically splits and pays your rent each month — as long as:

  • You are eligible that month

  • Your account is in good standing

  • Rent is posted in your tenant portal

When enabled, Livble will attempt to split and pay your rent on:

  • The 1st of the month, or

  • The business day before, if the 1st falls on a weekend or holiday

AutoPay is optional and fully controlled by you.


⚙️ How AutoPay Works

When AutoPay runs:

  • Livble checks your monthly eligibility

  • Livble confirms rent is posted in your tenant portal

  • Your rent is paid in the amount shown in your portal at that time

  • Rent payments occur at 3pm ET on the 1st or the business day prior

  • Your first installment and origination fee are debited immediately

  • Your remaining installments follow your most recent installment structure

🔁 Turning AutoPay On or Off

Turn AutoPay On

You can enable AutoPay:

  • While manually splitting rent (checkbox during review or toggle after split), or

  • In Account Settings

⚠️ You must split rent manually at least once before AutoPay can be enabled. AutoPay will always use your most recent installment plan structure.

Turn AutoPay Off

Disable it anytime in Account Settings.

You will need to split rent manually going forward.


🔄 What Happens Each Month

Before AutoPay runs, Livble checks:

  • Monthly eligibility

  • Outstanding balances

  • Rent posted in your tenant portal

You may see one of the following statuses:


🗓️ Scheduled

You’ll receive a reminder 3 days before the 1st (or business day before) confirming AutoPay is scheduled for the 1st or the business day prior.


✅ Successful

AutoPay ran as expected.

  • Your rent was paid based on the amount shown in your tenant portal

  • Your first installment and origination fee were debited

  • You’ll receive an email confirmation

Your remaining installments will follow your selected installment schedule.


⏭️ Skipped

You’ll be notified 3 days before the 1st if AutoPay will be skipped.


Common reasons:

  • Outstanding balance with Livble

  • No rent posted in your portal

  • Not eligible that month

If skipped:

  • ❌ Rent is not paid

  • 🔁 You must split rent manually

  • ✅ AutoPay remains enabled for future months (as long as you’re eligible)


❌ Failed

AutoPay attempted to run, but payment did not go through.

You’ll receive notification on the 1st (or business day before).


Common reasons:

  • Insufficient funds

  • Disconnected bank account

If failed:

  • ❌ Rent is not paid

  • 🔁 You must manually split rent after resolving the issue

  • ✅ AutoPay remains enabled for future months (as long as you’re eligible)


🗓️ How AutoPay Chooses Installment Dates

To enable AutoPay, you must first manually split rent at least once.

AutoPay then uses that installment plan as the template for future months.


Updating Installment Dates

After a split-rent plan is activated:

  • The Edit option becomes available 3 days after your split date

  • Only future unpaid installments can be changed


🚨 First Installment Rule

Your first installment cannot be changed or rescheduled.

When AutoPay runs:

  • The first installment is debited immediately

  • Your origination fee is debited at the same time

  • This occurs on the 1st (or business day before) when rent is paid


💳 Can I Split Manually Before AutoPay Runs?

Yes.

If AutoPay is enabled, you can still split rent manually anytime before it runs.

  • You will not be charged twice

  • AutoPay will not run that month


⚠️ Important: Have Funds Ready

When AutoPay runs, Livble debits:

  • Your first installment

  • Your origination fee

If sufficient funds are not available at processing time, AutoPay will fail.


To avoid failure:

  • Keep funds available before the 1st

  • Ensure your bank account is connected


❓ Frequently Asked Questions

Will AutoPay always work?

No. AutoPay depends on:

  • Rent being posted

  • Monthly eligibility approval

  • No outstanding balances

  • Active, connected bank account

AutoPay is not guaranteed.


Why don’t I see AutoPay?

AutoPay may not be available if:

  • Your tenant portal doesn’t support it

  • It’s unavailable in your state

  • You have autopay enabled within your tenant portal (must disable that first)


📌 Key Things to Remember

  • Eligibility is checked every month

  • AutoPay runs on the 1st (or the business day prior)

  • If skipped or failed, rent is not paid automatically

  • You are responsible for ensuring funds are available

  • You can always split manually (if eligible)


Need Help?

If you have any questions or need assistance with Autopay, we’re here to help. Contact us through the Livble app or at support@livble.com.

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