Can I use my Health Spending Account (HSA) to pay for speech therapy?
AYes, you can use your HSA to pay for speech therapy, provided it is conducted by a credentialed Speech Therapist or Speech Pathologist. The therapist’s credentials must be included on the receipt to qualify for reimbursement.
What types of speech therapy services can be covered by an HSA?
The following types of speech therapy services are covered, but all services provided by a speech therapist or pathologist are included! If the service provided is not listed here, don't fret! If you have questions about your service, you can ask in our live chat or email support@getmyhsa.com
Articulation Therapy: Improves the clarity of speech sounds.
Language Intervention Therapy: Enhances language comprehension and expression.
Voice Therapy: Treats voice disorders.
Fluency Therapy: Helps manage stuttering.
Cognitive-Communication Therapy: Supports communication skills affected by brain injuries or illnesses.
Swallowing and Feeding Therapy: Assists with swallowing and feeding difficulties.
What information must be on the receipt to ensure my speech therapy is reimbursed through my HSA?
The receipt should include:
The speech therapist’s name and credentials.
The date and type of service provided.
The amount charged for the service.
The patients name
Proof of payment
What are the tax benefits of using my HSA for speech therapy?
Using your HSA for speech therapy offers a non-taxable reimbursement!
How do I go about getting reimbursed for speech therapy through my HSA?
To get reimbursed:
Confirm Eligibility: Verify that speech therapy is covered under your HSA. You can check this on your List of Covered Items under "Professional Service - Speech Therapist (SLP)"
Collect Detailed Receipts: Ensure receipts list the therapist’s credentials.
Submit Claims: Provide the necessary receipts and fill out the "Make a claim" info! It only takes a few seconds.
Are speech therapy services for my dependents covered by my HSA?
You would have to check your plan details on your dashboard of your myHSA account to verify if you can claim for dependents! If you need help, please open a live chat and we can assist you.
Questions? Reach out to support@getmyhsa.com or open a live chat and we'd be happy to help!