Here's what we accept for income verification, organized by income type. The closer your document matches its category, the faster verification goes.
For salaried or hourly jobs (W-2)
Recent pay stubs (most recent 2–3)
Last year's W-2
Most recent year's tax return
Offer letter (if you just started and don't have pay stubs yet)
For freelance or contractor work (1099)
Most recent 1099 form(s)
Last year's tax return (with Schedule C if you file as a sole proprietor)
Profit and loss statement
Bank statements showing client deposits
For self-employment or business ownership
Last year's tax return (with Schedule C, K-1, or the relevant business schedule)
Year-to-date profit and loss statement
Business bank statements
For government benefits
Benefit Verification Letter from the Social Security Administration
Recent benefit statement or award letter
Unemployment determination letter or recent benefit notice
VA benefits award letter
For retirement and investment income
1099-R (pension or retirement distributions)
1099-DIV (dividend income) or 1099-INT (interest income)
Recent brokerage or retirement account statements
Pension award letter
For other income types
Alimony or child support — court order plus bank statements showing deposits
Rental income — Schedule E from your tax return, lease agreements, or bank deposits showing rent payments received
Trust or family support — trust account statements or a signed letter from the person providing support
File formats
We accept PDF, JPG, and PNG. PDFs are processed fastest.