If you have someone applying or living with you, you'll add them in one of two sections: co applicants or Occupants. The difference is whether they live at the property, whether they're on the lease for rent, and what they're screened for. If they will not live in the unit but helping you to qualify they can be listed as a co signer.
Co-Applicant
Lives with you and helps pay the rent. Often a partner, spouse, or someone moving in with you. They'll be on the lease alongside you and equally responsible for rent.
Co-Applicants go through the full application and screening β identity, income, criminal, credit, and eviction. They get their own invitation by email.
β
Co-Signer
Does NOT live with you, but helps pay the rent if needed. Often a parent or relative who's backing your application financially without being on the lease at the unit.
Co-Signers go through the same full application and screening as Co-Applicants. They also get their own invitation by email.
β
Occupant
Lives with you but is NOT on the lease for rent. Often a child, dependent family member, or roommate who isn't financially responsible for rent.
Adult occupants (18+) go through a simplified application and a criminal-only screening β they don't go through credit or eviction checks, since they're not on the lease for rent. Minor occupants (under 18) are added by the primary applicant and don't get their own application.
Quick reference
Role | Lives at the property? | On the lease for rent? | Screened for |
Co-Applicant | Yes | Yes | Criminal, credit, eviction |
Co-Signer | No | Yes | Criminal, credit, eviction |
Adult Occupant | Yes | No | Criminal only |
Minor Occupant | Yes | No | None |
