For each Affirm transaction, shoppers pay 0–36% APR based on their credit history and the financing program you choose.
If your customer isn't approved for the full amount in their cart, they will be asked for a downpayment. They cannot edit the downpayment amount nor can they request to pay a downpayment if it wasn't offered to them. Read more about it here.
When shoppers select Affirm at checkout, they’ll get detailed payment plan options. No matter their payment plan, they’ll never pay a penny more than they agreed to on day one—Affirm never charges shoppers late fees or any other kind of fee. We take on all repayment risk.
Should your patient have any additional questions not covered above, we recommend they contact Affirm Customer Care Team at 855-423-3729