Yes. Nomad Insurance Complete includes delay coverage if your scheduled transportation is delayed.
You may be eligible for reimbursement of reasonable out-of-pocket expenses, such as:
Meals
Lounge access
Accommodation
When Does Delay Coverage Apply?
You may qualify for reimbursement if:
Your scheduled flight, train, bus, or boat (with a valid ticket) was delayed or cancelled, and no suitable replacement was provided within the time limits, or
You were involved in a traffic accident on the way to your departure point, causing you to miss your original departure and be rebooked beyond the time limits.
Your transportation must be arranged with a licensed carrier operating scheduled routes.
Not covered:
Taxis
Ride-shares
Privately rented vehicles
Delay Length & Reimbursement Amounts
3–8 hour delay
Up to USD 60
8+ hour delay
USD 150 for the initial delay
Up to USD 150 per additional night (if accommodation is required)
Maximum USD 450 per trip
Annual maximum
Up to USD 900 per policy year
Delays From Your Primary Residence
If the delay starts in your country of residence, coverage is limited to:
USD 60 (short-delay benefit only)
What Do I Need to Submit a Claim?
Please include:
A copy of your original travel itinerary
The updated (delayed) itinerary
Receipts for meals and accommodation
Proof of the transportation delay
A police report (if the delay was caused by a traffic accident)
Additional documentation may be requested depending on the circumstances of your claim.
If you have questions about your eligibility or claim submission, contact Customer Care for assistance.
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