This article applies to the updated Nomad Insurance Essential plan version effective February 2026. If you are not sure which plan version you are under, please check with our Customer Care team.
You can add an Electronics Theft benefit to your Nomad Insurance Essential plan. This add-on provides coverage if your electronics are stolen.
What Electronics Are Covered?
Laptops
Cameras & lenses
Smartphones
Tablets & iPads
E-readers
Music players
Earphones & AirPods
Drones
Smartwatches
Headphones
Portable wi-fi devices
Portable gaming devices (including computer mouse)
Other electronics that are not specifically listed here are not covered by the Electronics Theft add-on.
Benefit Limits
Up to $1,000 per electronic item
Up to $3,000 per insurance period
Up to $6,000 total lifetime maximum
Important Conditions
To be eligible for reimbursement:
You must have taken reasonable care to protect your electronics.
Theft must be reported to the police within 24 hours, and a written report must be provided as proof.
You must provide proof of ownership, such as a purchase receipt.
A 50-month straight-line depreciation rule applies. Items are depreciated at a rate of 2% per month from the original purchase date, based on the purchase value. Items that are 50 months old or more have no remaining reimbursement value.
What's Not Covered
Damage or loss without theft
Good to Know
For pricing, check the Nomad Insurance product homepage.
The add-on must be selected at purchase.
If you want to add it after purchasing a plan, you'll need to cancel your current plan and buy a new one with the add-on included.
Any existing medical conditions will then be considered pre-existing and excluded from the new plan.
Need Help?
Just reach out to our Customer Care Team if you have any further questions. We’d be happy to help!