Spriggy Definitions | Spriggy Help Centre

Spriggy Word	Definition
Additional Parent User	Refers to a parent, grandparent, guardian or close friend who is linked to a member’s Family Group as an Additional Parent. Additional Parent Users can also be a Primary Parent to children they have added to their Spriggy membership.
Connected Account	A debit card or bank account that a member adds to their Spriggy membership to make Top Ups and get charged for fees.
Spriggy Classic	Classic Membership Tier $5 per month, billed annually for families with 1 child $7 per month, billed annually for families with 2 to 6 children Spriggy Classic includes: Prepaid Visa card for each child Pocket money and Jobs Savings and Goals Real-time spending notifications
Spriggy Plus	Plus Membership Tier Spriggy Plus has everything in Classic, with investing for your kids' future and 10 Spriggy Schools order fee refunds a month. $7 per month, billed annually for families with 1 child $9 per month, billed annually for families with 2 to 6 children In addition to all Classic features, Spriggy Plus includes: Investing for your kids' future Set and forget with recurring investments Discounted family experiences 10 Spriggy Schools order fee refunds per month
Spriggy Premium	Premium Membership Tier Spriggy Premium has everything in Plus, with unlimited Schools refunds and a free year of Life360 Silver. $12 per month, billed annually for families with 1 child $14 per month, billed annually for families with 2 to 6 children In addition to all Plus features, Spriggy Premium includes: Unlimited Spriggy Schools order fee refunds (Plus is capped at 10 a month) A free first year of Life360 Silver, worth $99.99
Primary Parent	Any parent or guardian who signs up for the Spriggy membership and assumes full responsibility and control over it.
Scheduled Pocket Money	Automated payments or transfers from a Parent Wallet to a child’s Card or Savings.
Scheduled Top Ups	Automated payments or top ups from a Parent’s Connected Account to their Parent Wallet.
Top Up	A payment from a Parent’s Connected Account to their Parent Wallet.
Verification	A small verification debit or deposit made to a Connected Account to confirm ownership of the Connected Account and/or a request for identification documents.
Saving Goals	A child’s savings wallet to which a child can add money either from their Card or Savings. A parent can also add funds to a child’s Savings Goal from their Parent Wallet. Funds will continue to accumulate in the Savings Goal until the target amount is reached or the goal is deleted.
Spriggy Me	A feature that allows family members and friends to add funds to a child’s Spriggy card via a unique link, without the need to create a membership
SPRK	SPRK is a Spriggy Pocket Money feature for children age 13 and older. This feature gives the child access to BSB and Account Number linked to their prepaid card, ATM withdrawals, higher balance limits, new app design, and instant transfers to other SPRK users.
Peer to Peer	This is a feature accessible to SPRK users that allows them to transfer funds from their card to a fellow SPRK user's card.
Spriggy Schools	A separate Spriggy Product that helps parents manage school admin. It allows parents to order children’s lunches, events and uniforms from the Spriggy Schools app.
Spriggy Invest	A separate Spriggy product that allows parents to set up investments for their children in the future.
Transfer/s	When funds are moved from one place to another
Parent Wallet	When payment is made from a Connected Account to Spriggy, it goes to the Parent Wallet. This is where money lands when it is topped up by a primary and additional parent. Money can be transferred from a Parent Wallet to a child’s Spriggy card or their Savings or Savings Goals.
Transfer to Bank	This is the in-app feature where the Parent can transfer the balance from their parent wallet to the Connected Account used to top up.
Family Groups	This is a feature that allows Primary parents to add other members of the family or a close friend to their Spriggy family group as an additional parent.
Jobs	A Spriggy feature that allows Primary and Additional Parents to set up weekly or one-off chores for their children to complete. Jobs can be paid or unpaid.
Referral Code	A unique code a parent or child can share with friends when they invite them to join Spriggy. If a friend successfully joins using the referral code, both the referrer and the new joining Spriggy member will receive a bonus.