What is ZayZoon? (Canada)

ZayZoon lets you access a portion of paycheck before your regular payday by partnering with your employer and payroll provider.

ZayZoon helps you get the essentials you need, while getting ahead of credit card payments and avoiding overdraft or interest fees.

In the Canada, there is a flat processing fee of $4 CAD per transaction.

We have multiple wallet options, like Instant Gift Cards, which have no processing fees.

ZayZoon is not a loan, so your payout transactions are interest-free and you never have to pay a late fee.

Zayzoon uses your historical payroll data to estimate the portion of average earnings you can access before payday.

ZayZoon informs your payroll of amounts accessed, and the repayments are processed through payroll from your subsequent paycheck(s).

Note: ZayZoon never handles your paycheck directly.
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With ZayZoon, you get the flexibility of getting paid when you need it, while having a safeguard for overuse.

Your financial empowerment is the most important to us at ZayZoon- we want to make sure you can cover unexpected expenses, save on essentials, and learn more about your finances. With ZayZoon, you can get ahead of your finances, not just your paycheck.

Save more on essentials with ZayZoon's Perks (insurance, medication, tax filing, and more), get expert-backed tips on taking charge of your own spending personality, and use our free Financial Resources.

To get started:

Visit our Help Center for more answers to frequently asked questions.