What is ZayZoon?
ZayZoon lets you access a portion of paycheck before your regular payday by partnering with your employer and payroll provider.
ZayZoon helps you get the essentials you need, while getting ahead of credit card payments and avoiding overdraft or interest fees.
How does ZayZoon work?
Zayzoon uses your historical payroll data to estimate the portion of average earnings you can access before payday.
The amount you accessed is repaid to ZayZoon through regular payroll processing, from your next few paychecks.
Why can't I access my entire paycheck?
With ZayZoon, you get the flexibility of getting paid when you need it, while having a safeguard for overuse.
Your financial empowerment is the most important to us at ZayZoon- we want to make sure you can cover unexpected expenses, save on essentials, and learn more about your finances. With ZayZoon, you can get ahead of your finances, not just your paycheck.
Save more on essentials with ZayZoon's Perks (insurance, medication, tax filing, and more), get expert-backed tips on taking charge of your own spending personality, and use our free Financial Resources.
How much does ZayZoon cost?
In the United States, there is a flat processing fee of $5 USD per transaction.
We have multiple wallet options, like Instant Gift Cards, which have no processing fees.
ZayZoon is not a loan, so your payout transactions are interest-free and you never have to pay a late fee.
How do I get started?
To get started:
Sign up in Openforce (if applicable)
Upload your Proof of Work (if needed)
Visit our Help Center for more answers to frequently asked questions.