ZayZoon provides early access to a portion of your earnings through your employer or payroll provider.

For American employees, we charge a flat processing fee of $5 USD for you to access funds you've already earned and then we automatically deduct it from your next settlement/paycheck.

Instant Gift Cards have no processing fees and as ZayZoon is not a loan, there is no interest!

For more information, check out our Help Center or sign up here.

By providing a portion of your earnings, ZayZoon gives you more flexibility and helps improve your financial health and education. This also makes sure you receive a good amount on your actual payday!

We were created to put an end to payday loans and overdraft fees. If you work everyday, why wouldn't you have the option to get paid everyday?