ZayZoon uses your payroll data (net earnings) to calculate how much money you can access each day (your available wages). Read more to find answers to frequently asked questions about available balance.
How do I see how much money I can access?
You'll be able to see how much money you can access today as soon as you sign to your ZayZoon account.
For a detailed breakdown of your account statement, please check the My Balance or Activity page on your ZayZoon account.
When does my available balance update or reset?
Your available balance is updated on a daily or shift basis. Your balance resets on your pay date, after ZayZoon confirms the repayment from your payroll provider. Learn more here.
Are there limits to how much money I can take out?
To protect the security of your funds and encourage financial health, ZayZoon has limits on the amount of money that can be accessed.
Refer to the table below to learn more about the payout limits.
Limits on | Details |
Payout | Only one payout per day. Customers under 18 are limited to one payout per pay period. |
Transaction Maximum | Maximum of $200 per payout. |
Minimum Available Balance | You must have $20.00 or more in your available balance to request a payout. |
Maximum Available Balance | The maximum amount available per pay period is $1000.* |
Why can't I take out all (100%) of my earnings?
ZayZoon provides access to a percentage of your earnings before payday (between 30%-70%) to encourage financial health.
ZayZoon prioritizes healthy flexibility by taking steps to make sure you still receive earnings on pay day!
What are some tips to make the most of ZayZoon payouts?
To make the most of ZayZoon's payouts and your available balance, here are some tips for financial wellness:
Discover your unique spending profile with the Money Mindsets quiz. Get expert-backed resources and actionable tips to achieve your financial dreams!
Reduce transaction fees by taking less payouts in the period. Our flat fee of $5.00 per transaction is a simple way to track how much you're spending on fees.
Take courses and learn more by making use of our Financial Wellness resources here. By signing up for Financial Wellness programs, you can access 20% more of your wages for up to 6 months!
Practice safe budgeting and visit www.zayzoon.com/blog/ for more tips.