Accountable does not access or store your banking credentials. This article explains how bank account access is managed, what happens with ING accounts, and why this matters for your security.
How is access to my bank account managed?
Since 2019, access to most bank accounts (except ING) is handled by our trusted partner Budget Insight (now Powens).
Powens is a France-based company regulated under the European PSD2 directive. Powens is authorised by the French authority (ACPR) as a Third Party Provider (AISP & PISP), meaning it meets strict security and compliance standards.
👉 You can learn more about Powens' security measures on their website: https://www.powens.com/security-compliance/
What about ING accounts?
Access to ING accounts works differently.
Instead of using your banking credentials, access is granted through a signed paper mandate sent directly to ING. Your credentials are never stored or shared.
Why this matters
By relying on regulated partners and secure access methods, Accountable ensures your sensitive banking information stays protected at all times.
Key takeaways
Accountable never accesses or stores your banking credentials.
Access to most bank accounts is handled by Powens, a PSD2-regulated Third Party Provider authorised by the French ACPR.
ING account access uses a signed paper mandate sent directly to ING, with no credentials stored or shared.
Your banking information is protected through regulated partners and secure access methods.
Need help? Chat with us or email support@accountable.eu, we're happy to help.