When you open an Accountable Banking account, our banking partner Swan may ask you to upload a proof of personal income as part of the regulatory onboarding check. This article lists the accepted documents and explains what happens after you upload them.
This article covers the preferred documents, the accepted alternatives, and what to expect after submission.
Which documents can I provide?
✅ Preferred documents
Upload one of the following PDF documents:
1. Tax assessment notice (Belgium)
Must be the original PDF downloaded from MyMinfin
Issued by the Belgian tax authorities
Must be less than 2 years old
The document usually contains 5 to 6 pages: you must upload the full PDF
👉 We've added an example below so you can easily recognise it.
⚠️ The example only shows the first page, but you must upload the complete document.
💡 Just started working or recently became self-employed?
You can still upload your latest tax assessment notice, even if it shows little or no income (e.g. €0). This is sufficient.
2. Payslips (last 3 months)
Your most recent salary slips in PDF format
Must cover the last 3 months
🔁 Alternative documents (if you don't have the above)
If you don't have the preferred documents, you can also upload PDF versions of one of the following:
VAT returns (recent periodic declarations)
Proof of social security contributions
Issued invoices (typically covering the last 3 to 6 months)
Bank statements showing regular personal income (last 3 to 6 months)
Important notes
All documents must be PDF files (‼️ Screenshots and blacked-out files will be rejected)
Make sure the document is clear and fully visible
The name on the document must match your Accountable Banking account
Only one document is required
If requested, you will receive an email with a secure link to upload the document. This is not required in all cases
If you can no longer find the link, contact the support team and we'll help you access it again
What happens next?
Once you upload your document, Swan will review it as part of your application.
As this is a regulatory check, the review is handled directly by Swan.
Key takeaways
Upload a PDF only: screenshots and blacked-out files are rejected.
The tax assessment notice from MyMinfin is the preferred document; payslips from the last 3 months are the alternative.
If you have little or no income to show, your latest tax assessment notice is still sufficient.
Only one document is needed, and this step is not required in all cases.
After upload, Swan handles the review directly as part of the regulatory check.
Need help? Chat with us or email support@accountable.eu, we're happy to help.