There are two ways to pay payroll with Chexy:

This article covers both options.

Start by searching for your payroll provider in Chexy's payee directory. For example, if you use Employment Hero (formerly Humi), just type the name into the search bar and select it from the results.

Don't see your provider listed? No problem — you can add them as a new payee manually. Just enter their payment details and Chexy will save them for future payments.

Enter the following details:

A key thing to know about biweekly cadence: it anchors on your first payment date. So if you select September 2nd (a Wednesday) Chexy will automatically schedule every subsequent payment for every other Wednesday going forward.

Chexy will pre-fill a review screen with everything you've entered, including your payment method, amount, date, nickname, frequency, and the recipient's information. Take a moment to confirm everything looks correct before continuing.

Note: The recipient address shown in this example is for illustration purposes only.

You can fund your payment using either:

Chexy gives you the flexibility to choose whichever option works best for your business.

Once you choose your payment method, you'll see a final confirmation showing your payment amount, any applicable fees, and the total charge. Review this before submitting.

Once submitted, you'll land on a confirmation screen showing your payment is scheduled, along with the amount and pay date — plus your PAD void cheque details.

Make sure you update your new PAD details with your payroll software! (see more details below)

Most payroll software uses Pre-Authorized Debit (PAD) as the payment method, here's how it works: Chexy provides you with a dedicated set of bank details (in the form of a void cheque) to use in place of your own banking information. You'll need to update these details directly in your payroll software's portal.

Below is an example of where to update these details in Humi/Employment Hero's payroll setup page - see "Banking Information". It may look slightly different for each payroll provider.

You can access your void cheque details in two places:

Simply take the account number, transit number, and institution number provided and update them in your payroll software's banking information section.

Since payroll amounts vary from run to run, you only need to enter an estimated amount when setting up your payment in Chexy. When your actual PAD request comes in from your payroll provider, we'll settle the real amount against your card.

To make this even easier, you can turn on auto-charge and auto-refund so your payroll payments run automatically without any manual work on your end. Head to PAD details in Settings to set your auto-pay limit (up to $10,000).

With this option, you pay your employees directly through Chexy — rather than paying your payroll software provider's bill. Many businesses have their accountant or bookkeeping software to calculate deductions and net pay, then use Chexy simply to send that payment to the employee.

Search for your employee by name. If they're not already saved as a payee, select "Create new payment for [employee name]" to add them.

Select Payroll as the category.

Choose the payment method that matches how your employee receives their money. Electronic Funds Transfer (EFT) is the most popular option, though some businesses also use Interac e-Transfer. For this example, we'll use EFT.

Quick Tip: If you usually send your payroll via cheque, EFT would be the closest digital option.

Just like in Option 1, enter:

Enter your employee's transit number, institution number, and account number. OR enter their e-Transfer details.

Fill in your employee's name, phone number, email, and address. Chexy will never contact your employee directly using this information — it's used solely for processing the payment.

Review all the details you've entered — payment method, amount, date, nickname, frequency, and recipient information. Once everything looks correct, press Confirm.

Just like in Option 1, choose how you'd like to fund the payment — credit card or chequing account — and complete the payment.

You may need to upload a document such as a statement from your accountant or an invoice.

FYI: Once you've paid an employee for the first time, they're saved as a payee in Chexy. For future pay periods, simply search their name to send them another payment — no need to re-enter their details.